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$429,000

1219 Whispering Springs Drive, Tool, TX, 75143

On MarketInfo
Beds3 Beds
Baths1,725 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$248.7 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Half 2Bathrooms Half 2
AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer
FlooringConcrete

Exterior

Lot Size10,019 sqft

Building Information

Year Built2024

Land Information

APN4535-0000-1640-63
Lot Number164R
SubdivisionWestwood Beach Sec I & Ii (351)
Land UseResidential
Legal Description164R AB 659 N G RUSSELL SUR, WESTWOOD BEACH SEC I, LT 164R, REPLAT H/77
Census Tract950801
Assessed Land Value$2,000
Assessed Improvement Value$373,599
Assessment Year2025

About this property

Elevated open water views pair with lake access at this A-frame retreat in a Cedar Creek Lake community with a neighborhood boat ramp and dock providing convenient access for fishing, boating, and enjoying the water. Currently operating as a successful short-term rental, this property offers an excellent opportunity as a weekend getaway or income-producing investment. The 1725 square foot, 3 bedroom, 2 bath layout is thoughtfully designed to maximize space and functionality, with two bedrooms and a full bath downstairs, ideal for guests. The open living area features soaring ceilings with modern wood detailing and flows into a well-appointed kitchen and built-in bar space perfect for gathering and entertaining. The main level offers low-maintenance sealed concrete floors and thoughtfully integrated storage throughout. Upstairs, a loft area at the top of the stairs provides a flexible space for a workspace, reading nook, or games area. The private primary suite is separated by a door for privacy and includes its own full bath, hardwood floors, and full-size closet. Luxury finishes are carried throughout, including waterfall countertops, upgraded fixtures, and modern walk-in showers in both bathrooms. Exterior features include a board-on-board cedar privacy fence creating a great yard space for pets or play, and gravel driveway. Located just over an hour from Dallas and near local favorites including Fig’s Backyard, Fig’s Steakhouse, Whatz-Up Fun Park, Cedar Creek Brewery, Triple N Winery, and boat rentals at Lone Star Marina, this property delivers the ideal Cedar Creek Lake escape with built-in investment potential. Furniture package available separately.

Investor Tools

Property Icon
$425,000
Estimated Property Value
$0Estimated Mortgage Balance
$175,975Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,574 /month
Positive
Cash Flow Estimate:
$858 /month

Interested in this property?

Debbie French

Ebby Halliday Realtors

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$827/month
$90/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,803
$375,599
2025
$2,000
$373,599
$375,599
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,803
$375,599

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First United Bank & Trust Co
Conventional
$260,000
No
First
Feb 23, 2024
Mar 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$249,025
$175,975
41%
59%
$1,559/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Tool

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1219 Whispering Springs Drive | Property Details | No Agent List