B+

NoAgentList RatingHow are grades calculated?

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Owner Contacts

$700,000

NAL Estimated Property Value

12327 Summer Lake Ranch Dr, Houston, TX, 77044

Off Market

4 Beds

4 Bath

3,632 Sq Ft

Single Family Residence

$203.74 / sqft

Built in 2005

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 4

Bathrooms Full 3

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDisposal, Gas Oven, Microwave, Gas Range, Dishwasher

FlooringCarpet, Tile, Wood

Exterior

Lot Size1.30 acres

Building Information

Year Built2005

Garage Spaces5

Land Information

APN1230790040004

Lot Number4

SubdivisionSummer Lake Ranch

Land UseResidential

Legal DescriptionLT 4 BLK 4 SUMMER LAKE RANCH SEC 1

Census Tract252001

Assessed Land Value$289,461

Assessed Improvement Value$383,587

Assessment Year2025

About this property

Stunning 4-bed, 3.5-bath one-story on over 1.3 acres in Summer Lake Ranch! This spacious home features a grand entry, formal dining, study, and open-concept living with high ceilings and a cozy fireplace. The gourmet kitchen offers granite counters, island, and stainless steel appliances. The primary suite includes a spa-like bath with soaking tub, dual vanities, and large walk-in closet. Bonus game/media room and 5-car garage. Enjoy a covered patio, expansive yard, and upgrades like a whole-home generator, mosquito control system, exterior lighting, water filtration system, and a new roof. No MUD tax! Zoned to top-rated Humble ISD with quick access to Beltway 8, Lake Houston, and shopping.

Investor Tools

$700,000

Estimated Property Value

$568,549Estimated Mortgage Balance

$131,451Estimated Equity

19% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$4,440 /month

Positive

Cash Flow Estimate:

$1,480 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$666/month

$925/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$4,494

$673,048

2025

$289,461

$383,587

$673,048

Yes (2023)

Tax History

Year

Tax Paid

Assessed Value

2024

$4,494

$673,048

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Nexa Mortgage Llc

Conventional

$574,400

First

Oct 24, 2025

Nov 2055

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$568,549

$134,451

19%

81%

$3,444/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,790/mo

$4,369/mo

$-1,579/mo

4.8%

Learn About the Market: Opportunity in Houston

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