32Days on Market

1view

$1,085,000

12336 Oak Bend Cir, Conroe, TX, 77304

On Market

3 Beds

4 Bath

3,562 Sq Ft

Single Family Residence

$304.6 / sqft

Built in 2007

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3

Bathrooms Full 3

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDisposal, Water Softener, Electric Oven, Microwave, Gas Cooktop, Dishwasher

FlooringCarpet, Tile, Wood

Exterior

Exterior FeaturesBoat Slip

Lot Size12,903 sqft

Building Information

Year Built2007

Stories2

Roof Type105

Garage Spaces4

Land Information

APN9531-00-03600

Lot Number36

SubdivisionWhite Oak Ranch 01

Land UseResidential

Legal DescriptionWHITE OAK RANCH 01, BLOCK 1, LOT 36

Census Tract693701

Assessed Land Value$212,900

Assessed Improvement Value$909,089

Assessment Year2025

About this property

Beautiful custom waterfront home built by highly respected builder Monty Smith, perfectly positioned w/in the gated community of White Oak Ranch! This lovely home is set in a protected deep-water canal w/open water just seconds away, ideal for enjoying the ultimate lakefront lifestyle while being just minutes to dining, shopping & entertainment! Inside - soaring ceilings, rich wood floors, & an open-concept layout create the perfect setting for entertaining. Living RM features a dramatic floor-to-ceiling stone fireplace. Chef's kitchen boasts SS appliances, 5-burner gas cooktop, granite counters, breakfast bar, center island, & walk-in pantry. Owner's retreat offers a huge walk-in closet & an ensuite bath. Secondary bed RM & full bath downstairs. Upstairs - a massive game RM, a 3rd bed RM w/shared full bath, & media RM (could be study or 4th bed RM). Enjoy breathtaking sunsets & outdoor fun from the back patio overlooking the water! Oversized 3-car garage! GENERATOR! PULL FEATURE SHEET

Investor Tools

$1,080,820

Estimated Property Value

$165,000Estimated Mortgage Balance

$922,524Estimated Equity

85% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$6,510 /month

Positive

Cash Flow Estimate:

$2,170 /month

Interested in this property?

Sarah Conway

Better Homes and Gardens Real Estate Gary Greene - Lake Conroe North

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,439/month

$847/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$11,858

$1,080,820

2025

$212,900

$909,089

$1,121,989

Tax History

Year

Tax Paid

Assessed Value

2024

$11,858

$1,080,820

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

First Financial Bank Na

Unknown

$165,000

First

Apr 25, 2024

N/A

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$158,296

$922,524

85%

15%

$990/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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