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$488,000

NAL Estimated Property Value

12802 Elgin Ave, Lubbock, TX, 79423

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,662 Sq Ft
price_per_sqft$187.83 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Dishwasher, Electric Cooktop, Electric Oven, Microwave, Other, Refrigerator, Stainless Steel Appliance(s)
FlooringCarpet, Tile

Exterior

Exterior FeaturesPrivate Yard
Lot Size22,767 sqft

Building Information

Year Built2015
Roof Type105
Garage Spaces4

Land Information

APNR324957
Lot Number880
SubdivisionBella Mia Estates
Land UseResidential
Legal DescriptionBELLA MIA ESTATES L 88
Census Tract010512
Assessed Land Value$30,800
Assessed Improvement Value$436,738
Assessment Year2025

About this property

Welcome to 12802 Elgin Ave! This beautiful home offers 4 bedrooms, 3 bathrooms, and a spacious living area. The bright and inviting interior boasts crown molding, granite countertops, and a large kitchen with an island, abundant cabinets, and a fantastic pantry. The primary suite features double vanities, a large walk-in closet, and plenty of room to relax. Enjoy the charming covered front porch, excellent curb appeal, and the oversized backyard with an amazing covered back patio. Plus, the bricked shop with a garage door adds versatility and value. Don't miss this gem!

Investor Tools

Property Icon
$488,000
Estimated Property Value
$286,858Estimated Mortgage Balance
$201,142Estimated Equity
41% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,000 /month
Positive
Cash Flow Estimate:
$1,000 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$851/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,776
$467,538
2025
$30,800
$436,738
$467,538
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,776
$467,538

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texas Tech Fcu
Conventional
$292,000
No
First
May 1, 2025
Jun 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$286,858
$201,142
41%
59%
$1,751/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,820/mo
$1,751/mo
+$69/mo
4.5%

City: Lubbock

12802 Elgin Ave | Property Details | No Agent List