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$391,194

NAL Estimated Property Value

12824 Garden Ridge Dr, Horizon City, TX, 79928

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,648 Sq Ft
price_per_sqft$105.17 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating Forced Air UnitHeating Forced Air Unit
CoolingCooling
AppliancesSee Remarks
FlooringTile, Carpet

Exterior

Exterior FeaturesWalled Backyard
Lot Size5,591 sqft

Building Information

Year Built2022
Roof Type105
Garage Spaces2

Land Information

APNE743-002-0040-0700
Lot Number7
SubdivisionEmerald Heights #2
Land UseResidential
Legal DescriptionBLK 4 EMERALD HEIGHTS #2 LOT 7
Census Tract010362
Assessed Land Value$37,404
Assessed Improvement Value$353,790
Assessment Year2025

About this property

Large, open & inviting tiled entry greets you at front door. Study/flex room offers an additional room for personal focus. Kitchen includes an island & large pantry. It combines with the dining area and the great room to create an open area for family & friends to gather. Upstairs is a loft for an additional place to gather. Master suite is spacious yet intimate. 3 additional bedrooms + full bath. Utility room is upstairs. Covered patio to relax & enjoy the backyard. Double car garage w/auto door opener. Better hurry and get your offer in on this one!

Investor Tools

Property Icon
$391,194
Estimated Property Value
$350,915Estimated Mortgage Balance
$40,279Estimated Equity
10% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,347 /month
Positive
Cash Flow Estimate:
$782 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$973/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$9,722
$391,194
2025
$37,404
$353,790
$391,194
No

Tax History

Year
Tax Paid
Assessed Value
2024
$9,722
$391,194

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
All Western Mortgage Inc
Va
$354,000
Yes
First
Nov 19, 2025
Dec 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$350,915
$40,279
10%
90%
$2,123/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,820/mo
$2,123/mo
$-303/mo
5.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Horizon City

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12824 Garden Ridge Dr | Property Details | No Agent List