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$530,000

NAL Estimated Property Value

1292 Cedar Oaks Cir, Temple, TX, 76502

$580,242 ARVInfo
Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,674 Sq Ft
price_per_sqft$205.68 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Half 3Bathrooms Half 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Cooktop, Disposal, Multiple Water Heaters, Microwave, Oven, Some Electric Appliances, Built In Oven, Cooktop
FlooringVinyl

Exterior

Exterior FeaturesCovered Patio, Private Yard
Lot Size1.13 acres

Building Information

Year Built2004
Stories1
Roof Type105
Garage Spaces2

Land Information

APN332668
Lot Number5
SubdivisionCedar Oaks Estates Phase Ii
Land UseResidential
Legal DescriptionCEDAR OAKS ESTATES PHASE II, BLOCK 001, LOT 0005, ACRES 1.13
Census Tract020203
Assessed Land Value$49,223
Assessed Improvement Value$458,583
Assessment Year2025

About this property

Beautifully maintained home on 1.13 manicured acres with separate Guest House! Located just outside city limits in a peaceful neighborhood near Lake Belton. The 1,930 sq. ft. main home (3 bed/2 bath) features recent upgrades including all-new kitchen appliances (2025), new roof (2024), HVAC (2022), flooring (2022), and interior paint (2022). Brand new septic system for the guest house (2026). Brand new fireplace insert (2026). Other features include a split floor plan, open kitchen, cozy living room and a large back patio. The 700 sq. ft. guest house (1 bed/1 bath), built in 2020, includes a 1-car garage, storage/laundry area, and a fenced yard. It is ideal for in-laws, guests, college students or rental income. The fully fenced and gated backyard offers dual access from Cedar Oaks Cir and Nibling Lane, plus pull-through boat/RV parking. Located in the highly rated Belton ISD. Enjoy space, privacy, and convenience!

Investor Tools

Property Icon
$530,000
Estimated Property Value
$449,352Estimated Mortgage Balance
$80,648Estimated Equity
15% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$580,241
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,300 /month
Positive
Cash Flow Estimate:
$1,100 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$701/month
$150/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,767
$506,133
2025
$49,223
$458,583
$507,806
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,767
$506,133

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texell Cu
Unknown
$450,000
No
First
Apr 15, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$449,352
$80,648
15%
85%
$2,698/mo

City: Temple

1292 Cedar Oaks Cir | Property Details | No Agent List