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$349,075

NAL Estimated Property Value

1305 Cozy Creek Dr, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,796 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$119.78 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range, Disposal, Microwave, Water Heater
FlooringCarpet, Vinyl

Exterior

Lot Size6,538 sqft

Building Information

Year Built2015
Stories2
Garage Spaces2

Land Information

APN445024
SubdivisionLake Pointe Phase Ii-A1
Land UseResidential
Legal DescriptionLAKE POINTE PHASE II-A1, BLOCK 005, LOT 0006
Census Tract020302
Assessed Land Value$39,000
Assessed Improvement Value$310,075
Assessment Year2025

About this property

Welcome to this spacious and inviting home nestled in the heart of beautiful Temple, Texas—conveniently located just off 317. From the moment you step inside, you'll be drawn to the open-concept layout that effortlessly blends comfort, style, and functionality. Whether you're hosting friends and family or enjoying a quiet evening in, this thoughtfully designed space is perfect for creating lasting memories. At the heart of the home is a large kitchen featuring ample cabinet space, a center island, granite countertops, and a generous walk-in pantry—ideal for everyday living and entertaining alike. The home offers plenty of room to spread out, including a versatile upstairs loft, a beautifully accented office/flex room, and a spacious primary suite with a large walk-in closet. Craving neighborhood amenities? You’ll love the community pool and park—perfect for outdoor fun and relaxation. With its warm charm, modern features, and flexible layout, this home is more than just a place to live—it’s a place to truly call your forever home.

Investor Tools

Property Icon
$349,075
Estimated Property Value
$325,075Estimated Mortgage Balance
$24,000Estimated Equity
6% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,094 /month
Positive
Cash Flow Estimate:
$698 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$827/month
$90/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,174
$349,075
2025
$39,000
$310,075
$349,075
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,174
$349,075

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Va
$329,900
Yes
First
Jul 29, 2025
Aug 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$325,075
$24,000
6%
93%
$1,978/mo

City: Temple

1305 Cozy Creek Dr | Property Details | No Agent List