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$469,600

NAL Estimated Property Value

1312 N Rock Creek Rd, Waco, TX, 76708

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths3,100 Sq Ft
price_per_sqft$137.1 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesElectric Water Heater
FlooringVinyl

Exterior

Exterior FeaturesFire Pit, Rain Gutters, Garden
Lot Size1 acre

Building Information

Year Built1999
Stories1
Roof Type105
Garage Spaces2

Land Information

APN180033000689029
SubdivisionRabago M
Land UseResidential
Legal DescriptionRABAGO M ACRES 1.0
Census Tract004104
Assessed Land Value$20,590
Assessed Improvement Value$449,010
Assessment Year2025

About this property

Welcome to this charming home nestled in the tranquil countryside of China Spring ISD, located off N Rock Creek Circle. This spacious property features 7 bedrooms and 3 full bathrooms, including a wonderful mother-in-law suite with its own private entrance, a walk-in shower, and built-ins—perfect for guests, extended family, or potential Airbnb rental. The main house sits on a generous one-acre lot, blending modern updates with peaceful country living. Inside, the bright and airy living room boasts tall ceilings, while the beautiful dining room showcases shiplap walls and a stunning chandelier. The kitchen is well-equipped with granite countertops and ample cabinetry, combining both style and functionality. Throughout the home, built-ins add convenience and charm. The isolated master suite features a private office that can be used as a flex space or additional bedroom, along with an ensuite bathroom complete with a relaxing jacuzzi tub. The outdoor living spaces are just as inviting, with a charming gazebo ideal for entertaining or unwinding, a back porch deck for barbecues and morning coffee, a cozy fire pit area for evenings under the stars, and a long covered front porch that welcomes you home. A spacious driveway provides plenty of parking, and every window offers picturesque views of the serene countryside. The sellers have filled this home with love, prayers, and family, echoing with the laughter of children and ample space for hosting gatherings. This property in China Spring ISD truly combines comfort, functionality, and peaceful country living. Don’t miss the chance to make this beautiful home yours!

Investor Tools

Property Icon
$469,600
Estimated Property Value
$411,991Estimated Mortgage Balance
$57,609Estimated Equity
12% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,818 /month
Positive
Cash Flow Estimate:
$939 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$769/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,876
$469,600
2025
$20,590
$449,010
$469,600
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,876
$469,600

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Va
$415,000
Yes
First
Dec 19, 2025
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$411,991
$57,609
12%
88%
$2,489/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,370/mo
$2,489/mo
$-1,119/mo
3.5%

City: Waco

1312 N Rock Creek Rd | Property Details | No Agent List