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$469,600

1312 N Rock Creek Rd, Waco, TX, 76708

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths3,100 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$137.1 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesElectric Water Heater
FlooringVinyl

Exterior

Exterior FeaturesFire Pit, Rain Gutters, Garden
Lot Size1 acre

Building Information

Year Built1999
Stories1
Roof Type105
Garage Spaces2

Land Information

APN180033000689029
SubdivisionRabago M
Land UseResidential
Legal DescriptionRABAGO M ACRES 1.0
Census Tract004104
Assessed Land Value$20,590
Assessed Improvement Value$449,010
Assessment Year2025

About this property

Welcome to this charming home nestled in the tranquil countryside of China Spring ISD, located off N Rock Creek Circle. This spacious property features 7 bedrooms and 3 full bathrooms, including a wonderful mother-in-law suite with its own private entrance, a walk-in shower, and built-ins—perfect for guests, extended family, or potential Airbnb rental. The main house sits on a generous one-acre lot, blending modern updates with peaceful country living. Inside, the bright and airy living room boasts tall ceilings, while the beautiful dining room showcases shiplap walls and a stunning chandelier. The kitchen is well-equipped with granite countertops and ample cabinetry, combining both style and functionality. Throughout the home, built-ins add convenience and charm. The isolated master suite features a private office that can be used as a flex space or additional bedroom, along with an ensuite bathroom complete with a relaxing jacuzzi tub. The outdoor living spaces are just as inviting, with a charming gazebo ideal for entertaining or unwinding, a back porch deck for barbecues and morning coffee, a cozy fire pit area for evenings under the stars, and a long covered front porch that welcomes you home. A spacious driveway provides plenty of parking, and every window offers picturesque views of the serene countryside. The sellers have filled this home with love, prayers, and family, echoing with the laughter of children and ample space for hosting gatherings. This property in China Spring ISD truly combines comfort, functionality, and peaceful country living. Don’t miss the chance to make this beautiful home yours!

Investor Tools

Property Icon
$469,600
Estimated Property Value
$415,000Estimated Mortgage Balance
$57,609Estimated Equity
12% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,818 /month
Positive
Cash Flow Estimate:
$939 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$769/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,876
$469,600
2025
$20,590
$449,010
$469,600
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,876
$469,600

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Va
$415,000
Yes
First
Dec 19, 2025
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$411,991
$57,609
12%
88%
$2,489/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,370/mo
$2,489/mo
$-1,119/mo
3.5%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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1312 N Rock Creek Rd | Property Details | No Agent List