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$350,000

NAL Estimated Property Value

132 Ruth Trl, Santa Teresa, NM, 88008

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,001 Sq Ft
Single Family ResidenceSingle Family Residence
Year BuiltBuilt in 2025

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
Garage AvailableGarage Available
Heating Forced Air UnitHeating Forced Air Unit
AppliancesRange, Oven, Dishwasher, Double Oven, Dryer, Gas Cooktop, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Washer
FlooringCeramic Tile, Carpet

Exterior

Lot Size5,227 sqft

Building Information

Roof Type158
Garage Spaces417

Land Information

APN4-014-166-559-376
Lot Number6
SubdivisionRancho Santa Teresa Unit 1
Land UseSingle Family
Legal DescriptionSUBD: RANCHO SANTA TERESA UNIT 1 (2301600) LOT: 6 BLOCK: 9 S: 30 T: 28S R: 3E
Census Tract001701
Assessed Land Value$23,333
Assessed Improvement Value$69,228
Assessment Year2025

About this property

Bright and modern single-story featuring 4 bedrooms and 2.5 baths. The open-concept living, dining, and kitchen area flows naturally for everyday comfort and easy entertaining. A well-appointed kitchen includes stainless steel appliances, while large windows fill the home with natural light. Light, neutral colors enhance the spacious feel. Enjoy simple upkeep with low-maintenance front landscaping. A private bedroom wing offers a relaxing primary suite and three flexible secondary rooms.

Investor Tools

Property Icon
$350,000
Estimated Property Value
$292,581Estimated Mortgage Balance
$57,419Estimated Equity
16% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,100 /month
Positive
Cash Flow Estimate:
$700 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$467/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,855
$92,561
2025
$23,333
$69,228
$277,684
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,855
$92,561

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$299,200
No
First
Feb 27, 2025
Mar 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$292,581
$57,419
16%
84%
$1,794/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,550/mo
$1,794/mo
$-244/mo
5.3%

City: Santa Teresa