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Owner Contacts

$574,000

NAL Estimated Property Value

16280 Cowan Rd, Santa Fe, TX, 77517

$647,626 ARV

Off Market

3 Beds

2 Bath

2,138 Sq Ft

Single Family Residence

$222.12 / sqft

Built in 1997

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Garage Available

Heating Central

Cooling

AppliancesDishwasher, Disposal, Microwave, Electric Range, Electric Oven, ENERGY STAR Qualified Appliances, Free-Standing Range

FlooringCarpet, Laminate, Tile

Exterior

Private Pool

Lot Size3.89 acres

Building Information

Year Built1997

Stories1

Roof Type105

Garage Spaces5

Land Information

APN1330-0000-0008-001

Lot Number8

SubdivisionBards

Land UseResidential

Legal DescriptionABST 15 I LEWIS SUR PT OF LOT 8 (8-1) BARDS SUB

Census Tract723401

Assessed Land Value$36,600

Assessed Improvement Value$421,270

Assessment Year2025

About this property

Awesome 1 Story Country Home on 3.9 ACRE Lot. Gorgeous Swimming POOL, Huge WORKSHOP, plus a HORSE BARN. A great place to call home with 2138 SqFt, 3 Bedrooms, 2.5 Baths, and 2 Car Oversize Garage. Home has an Open Concept with Split Bedroom Floor Plan complete with a Fomal Dining, Breakfast Room and Large Living with High Ceilings. There are numerous Windows throughout the home providing Natural Light & Nice Views to the Outdoor Country Setting & Spacious 3.9 Acres. Living Room features Wood Laminate Flooring & French Doors leading to the Covered Patio & Pool Area. POOL has a beautiful Waterfall and plenty of Patio Space for hosting Outdoor Events with Friends. Great Home for Entertaining! WORKSHOP is 40x40 and has an overhang Carport that puts the shop at 40x60. Workshop has 10' & 14' doors. A Horse Lover's Dream with a Barn/Stable, Tack Room and Cross-Fenced Pasture. Fully Fenced Property with Automatic Driveway Gate. So much to see & Move in Ready!

Investor Tools

$574,000

Estimated Property Value

$364,076Estimated Mortgage Balance

$209,924Estimated Equity

33% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

$647,626

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,444 /month

Positive

Cash Flow Estimate:

$1,148 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$480/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$2,892

$457,870

2025

$36,600

$421,270

$457,870

Tax History

Year

Tax Paid

Assessed Value

2024

$2,892

$457,870

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Envoy Mortgage Ltd

Unknown

$369,480

First

Jul 17, 2025

N/A

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$364,076

$179,924

33%

63%

$2,216/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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