Street View

B+

NoAgentList RatingHow are grades calculated?

1view

Owner Contacts

$480,000

NAL Estimated Property Value

1708 Lacy Ridge Dr, Belton, TX, 76513

Off Market

4 Beds

2 Bath

2,451 Sq Ft

Single Family Residence

$173.4 / sqft

Built in 2020

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDishwasher, Disposal, Microwave, Range, Electric Water Heater

FlooringCarpet, Tile

Exterior

Private Pool

Exterior FeaturesNone

Lot Size11,147 sqft

Building Information

Year Built2019

Stories1

Roof Type105

Garage Spaces2

Land Information

APN470348

Lot Number17

SubdivisionHighland Estates Phase Iii

Land UseResidential

Legal DescriptionHIGHLAND ESTATES PHASE III, BLOCK 002, LOT 0017, LIFE ESTATE LIFE ESTATE

Census Tract021701

Assessed Land Value$60,000

Assessed Improvement Value$382,490

Assessment Year2025

About this property

A REMARKABLE home! Immaculate and like new. Wonderful, LIGHT & BRIGHT 1-year old home with split-plan, 4 bedrooms, 2.5 baths. Upgrades include the gorgeous quartz counters in kitchen and baths, 2 ceiling fans on back porch, beautiful wood-look tile floors, framed bathroom mirrors, taller toilets, kitchen backsplash. Beautiful front door. Beams in living room ceiling. Soft-close cabinets in kitchen/baths are beautiful light-colored knotty alder. Shiplap in kitchen and living room. Flex room can be dining room, 2nd office, play room, sitting room, etc. Large utility room. Office has large closet with shelves. Enjoy the very large covered back porch with wonderful patio extension for large gatherings. Flagpole sleeve inserted in front yard. 65" TV mounted on living room wall to remain. Great storage building that will remain. Farmland to rear of property so currently no rear neighbors. Builders warranty will convey for period of time remaining.

Investor Tools

$480,000

Estimated Property Value

$228,795Estimated Mortgage Balance

$251,205Estimated Equity

52% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$2,880 /month

Positive

Cash Flow Estimate:

$960 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$885/month

$285/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$8,221

$442,490

2025

$60,000

$382,490

$442,490

Tax History

Year

Tax Paid

Assessed Value

2024

$8,221

$442,490

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Fairway Independent Mortgage Corp

Conventional

$251,500

First

Aug 10, 2021

Sep 2051

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$228,795

$253,205

52%

48%

$1,508/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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