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$414,900

171 Ridge Top Dr, Decatur, TX, 76234

PendingInfo
Beds3 Beds
Baths2 Bath
Baths1,395 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$297.42 / sqft
Year BuiltBuilt in 2007

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range
FlooringCarpet, Concrete

Exterior

Exterior FeaturesFire Pit
Lot Size1 acre

Building Information

Year Built2007
Roof Type158
Garage Spaces3

Land Information

APNR1380.0318.00
Lot Number18
SubdivisionPrairie Vista Estates Ph3a
Land UseResidential
Legal DescriptionPRAIRIE VISTA ESTATES PH3A 1. ACRES BLOCK 3 TRACT 18
Census Tract150103
Assessed Land Value$75,000
Assessed Improvement Value$252,849
Assessment Year2025

About this property

Welcome to your own slice of country living in Decatur! Situated on a beautiful 1-acre lot in the highly sought-after Decatur ISD, this home offers the perfect blend of comfort, functionality, and outdoor living. The open-concept floor plan features split bedrooms, stained wood cabinetry, granite countertops, stainless steel appliances, stained concrete floors, and a cozy rock and brick wood-burning fireplace. The spacious primary suite includes dual vanities, a large walk-in shower, and an oversized walk-in closet. Step outside to enjoy the expansive covered back patio, ideal for entertaining, complete with a fire pit and fenced backyard that’s ready for kids and pets. The property also includes a shop with RV storage, additional patio overhang, and a chicken coop that can easily be converted back into a storage shed. Enjoy peaceful country living with the convenience of a quick commute to Fort Worth and surrounding communities. Schedule your private showing today!

Investor Tools

$338,072Estimated Mortgage Balance
$70,430Estimated Equity
11% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,489 /month
Positive
Cash Flow Estimate:
$830 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$492/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,871
$327,849
2025
$75,000
$252,849
$327,849
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,871
$327,849

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Amerihome Mortgage Company Llc
Fha
$340,541
Yes
First
Dec 5, 2025
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$338,072
$42,928
11%
83%
$2,042/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Decatur

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171 Ridge Top Dr | Property Details | No Agent List