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$229,000

NAL Estimated Property Value

174 Spice Oak Ln, Cibolo, TX, 78108

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,282 Sq Ft
price_per_sqft$187.21 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Microwave, Oven, Range, Cooktop
FlooringCarpet, Ceramic Tile, Laminate

Exterior

Lot Size7,170 sqft

Building Information

Year Built1999
Stories1
Roof Type105
Garage Spaces2

Land Information

APN1G-3245-4008-07000-000
Lot Number70
SubdivisionThistle Creek #4
Land UseResidential
Legal DescriptionLOT: 70 BLK: 8 ADDN: THISTLE CREEK #4
Census Tract210715
Assessed Land Value$42,619
Assessed Improvement Value$160,058
Assessment Year2025

About this property

Welcome home to this move in ready 3 bedroom 2 bath home located in the Thistle Creek subdivision! You are greeted by a stunning mature tree and manicured landscaping. Spacious entry leads to a large family room. Tons of natural lighting! The kitchen features granite countertops, stainless steel appliances, painted cabinetry (2021), plenty of room for eating, breakfast bar & access to the backyard. The primary suite offers views of the backyard, full bath with double vanity & tub/shower combo, HUGE walk-in closet. Two great sized secondary bedrooms & full bath. Laundry room! The backyard features a maintained lawn, patio & plenty of room to entertain! Tons of nearby shopping & restaurants, easy access to I-35, 1604, the Forum and Randolph Air Force Base! SCUC ISD!

Investor Tools

Property Icon
$229,000
Estimated Property Value
$129,248Estimated Mortgage Balance
$99,752Estimated Equity
43% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,440 /month
Positive
Cash Flow Estimate:
$480 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$474/month
$75/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,540
$202,677
2025
$42,619
$160,058
$202,677
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,540
$202,677

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Zillow Home Loans Llc
Unknown
$130,000
No
First
Jan 22, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$129,248
$99,752
43%
56%
$780/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,440/mo
$855/mo
+$1,585/mo
12.8%

City: Cibolo

174 Spice Oak Ln | Property Details | No Agent List