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$359,000

1903 N Harding Avenue, Cameron, TX, 76520

On MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,172 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$165.29 / sqft
Year BuiltBuilt in 1981

Property Lead Type:

Must-SellHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 3Bathrooms 3
AppliancesDishwasher, Electric Range, Electric Water Heater, Disposal, Oven, Water Heater
FlooringCarpet, Combination, Vinyl

Exterior

Exterior FeaturesBalcony
Lot Size10,341 sqft

Building Information

Year Built1981
Garage Spaces2

Land Information

APNR14356
Lot Number3
Land UseResidential
Legal DescriptionS07600 COUNTRY CLUB BLK 2 LOT 3 PT OF & 4 PT OF
Census Tract950401
Assessed Land Value$37,220
Assessed Improvement Value$300,210
Assessment Year2025

About this property

This well-maintained 4-bedroom, 2.5-bath home is located in an established neighborhood in Cameron, Texas and ready to welcome new owners. The oversized lot offers several mature oak and elm trees that provide ample shade that you will appreciate during the heat of the Texas summer. The home is centrally located and within walking distance to the elementary school, public walking trails, city pool and just minutes from the local golf course, offering the convenience that only a small town can provide. The interior features fresh paint throughout and a functional layout designed for everyday living. There are two spacious living/family areas that both include wood-burning stoves and ceiling fans. The downstairs bedroom provides flexibility and may be used as an office, playroom, or guest space. An en-suite half bathroom is perfect for entertaining and guests. The remaining bedrooms are on the second level and are generously sized with large closets and ceiling fans. The primary suite features a fully remodeled bathroom with a soaking tub and separate walk-in shower as well as dual vanities. You are sure to love the private balcony off of the primary bedroom with an exterior staircase leading to the extended covered patio below. An enclosed sunroom with a hot tub adds additional living or storage space and could also serve as a hobby or gardening area. Additional highlights include original wood and stone accents, a well-maintained yard with a full sprinkler system that is big enough to accommodate a pool or trampoline, a storage building with rollup door, 2-car garage, and a new roof installed in 2024. Did I mention the laundry chute in the secondary bathroom upstairs? (Hello, Kevin McAllister!) This property has been thoughtfully updated and blended with original charm. Cameron is located in the heart of Central Texas and is an easy commute to Waco, Belton/Temple, Thorndale, Rockdale, and Bryan/College Station. Come see it today!

Investor Tools

$40,198Estimated Mortgage Balance
$297,232Estimated Equity
88% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,154 /month
Positive
Cash Flow Estimate:
$718 /month

Interested in this property?

Kayla Ketterman

Magnolia Realty Temple Belton

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$411/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,239
$337,430
2025
$37,220
$300,210
$337,430
No

Tax History

Year
Tax Paid
Assessed Value
2025
$3,239
$337,430

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Citizens National Bank
Unknown
$28,000
No
First
Oct 21, 2013
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$40,198
$297,232
88%
12%
$0/mo

City: Cameron

1903 N Harding Avenue | Property Details | No Agent List