7view

Owner Contacts

$319,000

NAL Estimated Property Value

20534 Serringdon Dr, Katy, TX, 77449

Off Market

4 Beds

2 Bath

2,272 Sq Ft

$109.6 / sqft

Built in 1993

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesENERGY STAR Qualified Appliances, Disposal, Microwave, Gas Range, Dishwasher

FlooringCarpet, Tile, Vinyl, Wood

Exterior

Lot Size7,828 sqft

Building Information

Year Built1993

Garage Spaces2

Land Information

APN1160420040010

Lot Number10

SubdivisionWestfield Terra R/P

Land UseResidential

Legal DescriptionLT 10 BLK 4 WESTFIELD TERRA R/P

Census Tract542304

Assessed Land Value$56,784

Assessed Improvement Value$250,388

Assessment Year2025

About this property

You’ll Love this spacious 4 bedroom one story, open concept home. Featuring luxurious hardwoods & expansive modern gourmet island kitchen w/granite counters, subway tile backsplash, skylight, stainless appliances, gas cooking & walk in pantry! Relax in your primary suite with two walk-in closets, frameless glass shower, tub, farmhouse vessel sinks, & quartz countertops. Study w/French doors, formal dining, and family area w/fireplace. Carpet in bedrooms. Covered breezeway to oversized detached garage on Large Corner Lot! Energy efficient A/C 2016 & new roof in 2019. Smart home upgrades throughout including Ecobee Smart Thermostat and Schlage Z Wave Keyless Entry. Garage features power outlet ready for Tesla or any electric vehicle to charge. All of this situated in a convenient, friendly neighborhood with outstanding schools, zoned to acclaimed Katy ISD, only minutes away from shopping and dining, with easy access to 99 and I-10. This home is MOVE-IN READY! SCHEDULE YOUR SHOWING TODAY!

Investor Tools

$319,000

Estimated Property Value

$145,248Estimated Mortgage Balance

$173,752Estimated Equity

53% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$1,914 /month

Positive

Cash Flow Estimate:

$638 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$304/month

$440/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$2,047

$307,172

2025

$56,784

$250,388

$307,172

Tax History

Year

Tax Paid

Assessed Value

2024

$2,047

$307,172

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Citizens State Bank

Purchase Money Mortgage

$162,500

First

Nov 2, 2020

Nov 2035

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$145,248

$165,752

53%

46%

$975/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,150/mo

$1,415/mo

+$735/mo

8.1%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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