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$357,000

NAL Estimated Property Value

21502 Whispering Pnes, Humble, TX, 77338

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,205 Sq Ft
price_per_sqft$171.88 / sqft
Year BuiltBuilt in 1982

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Electric Oven, Oven, Microwave, Electric Range, Free-Standing Range, Dishwasher, Refrigerator
FlooringCarpet, Tile

Exterior

Lot Size36,904 sqft

Building Information

Year Built1982
Garage Spaces3

Land Information

APN0410950010090
Lot Number89,90
SubdivisionAmerwood U/R
Land UseResidential
Legal DescriptionLT 90 & N 1/2 LT 89 AMERWOOD U/R ABST 139 A R BODMAN
Census Tract240903
Assessed Land Value$105,272
Assessed Improvement Value$218,308
Assessment Year2025

About this property

Looking for a home with a large lot and 2 separate living quarters for multi-generational living? The custom-built home & guest quarters/apartments is on over 3/4 of an acre. The single-story home has 3 bedrooms, 2 baths and 2 living areas. The open living room w/fireplace is sure to be a gathering place. Opposite of that is the den designed for comfort & casual entertainment. The kitchen has granite counters, serving bar, pantry & lots of storage. The spacious dining room is inviting & ready for serving up tasty meals. The primary bedroom has an ensuite bath & two closets. Good-sized secondary bedrooms share a tiled hall bath. The second-floor quarters is approximately 800 sf, consists of 1 bedroom, 1 bath, living room, utility room which includes a washer/dryer, a kitchen w/fridge & stove & a deck/balcony. The first-floor quarters is also approximately 800 sf. It's open concept floor plan has kitchen w/fridge, stove, bath & a back door to a small deck.

Investor Tools

Property Icon
$357,000
Estimated Property Value
$324,893Estimated Mortgage Balance
$32,107Estimated Equity
6% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,274 /month
Positive
Cash Flow Estimate:
$758 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$183/month
$180/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$417
$323,580
2025
$105,272
$218,308
$323,580
No

Tax History

Year
Tax Paid
Assessed Value
2024
$417
$323,580

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
M & T Bank
Conventional
$327,750
No
First
Nov 18, 2025
Dec 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$324,893
$23,107
6%
91%
$1,966/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,722/mo
$2,146/mo
$-424/mo
5.8%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Humble

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21502 Whispering Pnes | Property Details | No Agent List