$238,000
NAL Estimated Property Value2304 S Gardenia St, PHARR, TX, 78577
Off Market
Property Lead Type:
BankruptcyOff-Market ListAbsentee OwnerHigh Equity
Highlights
Interior
AppliancesElectric Water Heater
FlooringTile
Building Information
Year Built2007
Stories1
Roof Type105
Garage Spaces2
Land Information
APNS5278-00-000-0062-00
Lot Number62
SubdivisionSouthwinds
Land UseResidential
Legal DescriptionSOUTHWINDS LOT 62
Census Tract021408
Assessed Land Value$60,610
Assessed Improvement Value$137,023
Assessment Year2025
About this property
Nice lender owned home in a fast growing subdivision in west Pharr. House has three bedrooms and 2 bathrooms and a 2 car garage. All flooring is ceramic tile. Master bath has garden tub and separate shower. Fenced back yard. Outside A/C unit needs to be replaced.
Investor Tools
$238,000
Estimated Property Value
$106,435Estimated Mortgage Balance
$131,565Estimated Equity
55% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,428 /month
Positive
Cash Flow Estimate:
$476 /month
Financing Details
Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$420/month
No HOA
5.947%
Tax Information
Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,850
$197,633
2025
$60,610
$137,023
$197,633
No
Tax History
Year
Tax Paid
Assessed Value
2024
$3,850
$197,633
Mortgage Details
Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Venta Financial Group Inc
Conventional
$140,165
No
First
Mar 24, 2015
Apr 2045
Equity Summary
Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$106,435
$131,565
55%
45%
$0/mo
Rental Potential
Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,180/mo
N/A
+$1,180/mo
5.9%
