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B+
NoAgentList RatingHow are grades calculated? Info

$505,080

2506 Canyon Cliff Dr, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,635 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$184.06 / sqft
Year BuiltBuilt in 1994

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3.5Bathrooms Full 3.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal
FlooringTile

Building Information

Year Built1994
Stories2
Roof Type105
Garage Spaces3

Land Information

APN42341
Lot Number23
SubdivisionCliffs Of Canyon Creek Phase I Replat
Land UseResidential
Legal DescriptionCLIFFS OF CANYON CREEK PHASE I REPLAT, BLOCK 001, LOT 0023
Census Tract021301
Assessed Land Value$55,000
Assessed Improvement Value$462,880
Assessment Year2025

About this property

Tucked away on a quiet cul-de-sac in Temple, this stately brick home sits gracefully beneath mature shade trees on approximately half an acre, offering both privacy and room to breathe. A long, gently sloping driveway leads to a side-entry garage, setting the tone for the peaceful, established setting that surrounds the home. Inside the main house, three bedrooms are thoughtfully arranged for comfortable everyday living. Above the garage, a private upstairs suite—complete with its own bathroom and accessed exclusively through the garage—creates incredible versatility. Whether used as a guest retreat, mother-in-law suite, home office, or potential rental space, this area feels intentionally separate while still connected. Beyond the fence line, additional city-owned green space along the creek offers extra room for exploring and play, enhancing the already generous outdoor setting. Recent updates add peace of mind, including a new roof installed in May 2025, one HVAC unit replaced in 2023, and water heaters replaced in September 2023 and April 2025. With its quiet location, flexible floor plan, and serene natural surroundings, this home offers a rare blend of privacy, function, and timeless curb appeal.

Investor Tools

Property Icon
$505,080
Estimated Property Value
$0Estimated Mortgage Balance
$18,282Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,030 /month
Positive
Cash Flow Estimate:
$1,010 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,105/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,737
$505,080
2025
$55,000
$462,880
$517,880
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,737
$505,080

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Texas
Va
$487,500
Yes
First
Apr 10, 2026
May 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$486,798
$18,282
3%
96%
$2,923/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,620/mo
$2,923/mo
$-1,303/mo
3.8%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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