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$249,999

2806 Fm 646 Road N, Santa Fe, TX, 77510

$324,999 ARVInfo
Under ContractInfo
Beds3 Beds
Baths2 Bath
Baths1,650 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$151.51 / sqft
Year BuiltBuilt in 1978

Property Lead Type:

Off-Market ListARV FlipHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesIce Maker, Gas Oven, Microwave, Gas Cooktop, Dishwasher
FlooringCarpet, Tile

Exterior

Lot Size24,063 sqft

Building Information

Year Built1978
Stories1
Roof Type105
Garage Spaces2

Land Information

APN7055-0000-0046-003
Lot Number46
SubdivisionThamans 1st Sub
Land UseResidential
Legal DescriptionABST 1 M AUSTIN SUR PT OF LOT 46 (46-3) F H THAMAN SUB
Census Tract723403
Assessed Land Value$109,970
Assessed Improvement Value$220,810
Assessment Year2025

About this property

LARGE LOT | NO HOA | SANTA FE TX — 3BD/2BA brick home on over half an acre (24,063 sq ft) priced below $250K. Single-story 1,650 sq ft with stone fireplace, 2-car garage, and a backyard with room for a shop, RV, boat storage, or future pool. Open living area anchored by a statement stone fireplace. Generously sized bedrooms. Functional layout ready for your updates. Kitchen flows to living space — ideal for everyday living or entertaining. Built in 1978 with solid bones. Composition roof. Sits on FM 646 with quick access to I-45, League City, Texas City, and Galveston Island — smart buy for commuters, investors, or buyers wanting elbow room without subdivision restrictions. No HOA. No MUD. Santa Fe ISD — Barnett Elementary | Santa Fe Junior High | Santa Fe High School. Priced at $151/sq ft — below area average. One of the most competitively priced large-lot homes in Santa Fe. Seller is motivated. Bring your vision.

Investor Tools

$226,817Estimated Mortgage Balance
$58,501Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$324,999
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,712 /month
Positive
Cash Flow Estimate:
$571 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$335/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,588
$285,318
2025
$109,970
$220,810
$330,780
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,588
$285,318

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Va
$234,516
Yes
First
Aug 29, 2024
Oct 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$226,817
$58,501
20%
79%
$1,407/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Santa Fe

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2806 Fm 646 Road N | Property Details | No Agent List