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$642,000

NAL Estimated Property Value

2810 Fm 438 Loop, Temple, TX, 76501

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,054 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$227.57 / sqft
Year BuiltBuilt in 1943

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
Heating OtherHeating Other
AppliancesDishwasher, Electric Range, Electric Water Heater, Oven, Water Heater, Range
FlooringCeramic Tile, Vinyl

Exterior

Lot Size5.16 acres

Building Information

Year Built1943
Stories1
Roof Type105
Garage Spaces4

Land Information

APN77406
SubdivisionUriah Holbrook
Land UseResidential
Legal DescriptionA1010BC URIAH HOLBROOK, 7, ACRES 5.158 7,
Census Tract020402
Assessed Land Value$174,394
Assessed Improvement Value$302,543
Assessment Year2025

About this property

Country Living at 2810 FM 438 in Temple, Texas, offers a unique blend of serene rural charm coupled with modern amenities and situated on 5 acres. This property provides ample space for outdoor activities and an authentic connection to nature, making it ideal for families and individuals seeking tranquility away from the urban bustle. The home features updated interiors that harmoniously integrate contemporary design with rustic elements, creating inviting living spaces. Proximity to local attractions ensures that residents can easily access shopping centers, schools, and recreational facilities while enjoying the peaceful surroundings of the countryside. In addition, there is another small home on the property. Small studio apartment for additional family members. Nestled in the trees with a creek behind. The location benefits from a strong sense of community and accessibility to major highways, facilitating convenient commuting to nearby cities such as Waco and Killeen. This property exemplifies the allure of country living without sacrificing essential conveniences, presenting an attractive opportunity for prospective buyers. You will not want to miss this opportunity to live out in the country. This home has many updates. For additional pictures, please reach out to me.

Investor Tools

Property Icon
$642,000
Estimated Property Value
$671,091Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,170 /month
Positive
Cash Flow Estimate:
$1,390 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$796/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,343
$476,937
2025
$174,394
$302,543
$476,937
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,343
$476,937

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Paramount Residential Mortgage Group
Unknown
$675,000
No
First
Jan 30, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$671,091
N/A
0%
105%
$4,047/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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2810 Fm 438 Loop | Property Details | No Agent List