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B+
NoAgentList RatingHow are grades calculated? Info

$665,000

30 Rocky Top Drive, Gainesville, TX, 76240

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,014 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$330.19 / sqft
Year BuiltBuilt in 2010

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Cooktop, Gas Cooktop, Gas Oven, Microwave
FlooringCeramic Tile, Wood

Exterior

Exterior FeaturesBalcony, Rain Gutters, Storage
Lot Size18,483 sqft

Land Information

APN5182
Lot Number2
SubdivisionWhispering Hills
Land UseAgriculture / Farming
Legal DescriptionWHISPERING HILLS; BLOCK 3; LOT 2; SEC 4; ACRES .4243
Census Tract000200
Assessed Land Value$76,172
Assessment Year2025

About this property

Beautiful 2-story partially furnished home sits atop 2 wooded lots on hilltp overlooking Moss Lake w-private covered dock w-lift. Lake views thru wall of windows on 2 floors. See Sunrises, Stars & Wildlife from the 3 decks! Top deck has cantilevered roof for four season enjoyment.Open flrpln, tile-oak plank floors-gas log FP-custom kitch.,GE Profile SS appl. 3rdflr w-kitchenette inclds. dishwash, disposal, & cooktop. Master has luxury bath w-custom cabinets, whirlpool tub and glass stall shower.Easy to park at least 4 cars under house out. Heat pmp down in mudroom & insulation between floors-rooms makes house more energy efficient. Lg Shed for storage. Sngle boat slip complete with elec. lift for pontoon. Looks out over one of widest parts of lake.

Investor Tools

Property Icon
$76,172
Estimated Property Value
$0Estimated Mortgage Balance
$0Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,990 /month
Positive
Cash Flow Estimate:
$1,330 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$106/month
$700/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$889
$76,172
2025
$76,172
N/A
$76,172
Yes (2024)

Tax History

Year
Tax Paid
Assessed Value
2024
$889
$76,172

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First State Bank
Conventional
$215,000
No
First
Mar 31, 2023
Apr 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$202,473
N/A
0%
266%
$1,290/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Gainesville

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30 Rocky Top Drive | Property Details | No Agent List