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$178,000

303 Richardson St, Winnsboro, TX, 75494

Off MarketInfo
Beds2 Beds
Baths1 Bath
Baths1,203 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$132.92 / sqft
Year BuiltBuilt in 1940

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms 1Bathrooms 1
AppliancesDisposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
FlooringCombination

Exterior

Lot Size9,583 sqft

Land Information

APN37872
Lot Number5-B
Land UseResidential
Legal DescriptionLOT 5-B BLK 1 .22 CARROLL ADD
Census Tract950200
Assessed Land Value$4,790
Assessed Improvement Value$155,680
Assessment Year2025

About this property

Come and check out this quaint, updated house close to the historic district in Winnsboro! With 1203 square feet, this 2bedroom,1 bath home has a large utility room with lots of shelving and storage space. The entire house was updated last year with a new roof and new appliances, paint and flooring. Current owner just installed brand new mini split cooling and heating units throughout the house. The fenced-in back yard has plenty of space for a garden, children's play equipment or even a pool. This house would make a perfect starter home or retirement home. Call today to schedule a showing!

Investor Tools

Property Icon
$178,000
Estimated Property Value
$129,444Estimated Mortgage Balance
$48,929Estimated Equity
27% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,068 /month
Positive
Cash Flow Estimate:
$356 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$179/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,257
$160,470
2025
$4,790
$155,680
$160,470
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,257
$160,470

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$129,444
No
First
Mar 19, 2026
Apr 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$129,071
$48,929
27%
73%
$777/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winnsboro

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303 Richardson St | Property Details | No Agent List