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$155,000

307 W Decatur St, Chico, TX, 76431

Off MarketInfo
Beds2 Beds
Baths1 Bath
Baths780 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$198.72 / sqft
Year BuiltBuilt in 1981

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 1Bathrooms Full 1
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Oven, Electric Range

Exterior

Lot Size10,298 sqft

Building Information

Year Built1981
Stories1
Roof Type158

Land Information

APNA1424.9041.00
SubdivisionA-1424 Gw Cash
Land UseResidential
Legal DescriptionA-1424 GW CASH .2364 ACRES
Census Tract150405
Assessed Land Value$25,746
Assessed Improvement Value$106,445
Assessment Year2025

About this property

This adorable two-bedroom, one-bathroom house is move-in ready, including a brand new roof and new HVAC. This home also boasts an oversized lot with mature trees that beautifully frame the home with the wrought iron fence around the front yard. Located on a peaceful, tree-lined street, this property offers a serene retreat while being conveniently close to downtown Chico. This full brick home sits on a concrete slab and with the updates of the new roof and HVAC in July, this home is ready to be enjoyed with little to maintenance for years to come. Don't miss the expansive backyard. Surrounded by a wooden privacy fence, it's the perfect space for your pets, outdoor gatherings, gardening, or simply enjoying a peaceful moment at your new home.Don’t miss this opportunity to own a piece of Chico’s charm. Schedule a viewing today and experience the perfect blend of comfort, convenience, and natural beauty in this lovely home.

Investor Tools

Property Icon
$173,000
Estimated Property Value
$127,720Estimated Mortgage Balance
$48,883Estimated Equity
26% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,038 /month
Positive
Cash Flow Estimate:
$346 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$234/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,942
$132,191
2025
$25,746
$106,445
$132,191
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,942
$132,191

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$127,720
No
First
Oct 8, 2024
Nov 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$124,117
$48,883
28%
72%
$766/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Chico

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307 W Decatur St | Property Details | No Agent List