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$310,000

310 N Water St, Savoy, TX, 75479

PendingInfo
Beds4 Beds
Baths2 Bath
Baths1,683 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$184.19 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Half 2Bathrooms Half 2
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater

Exterior

Lot Size10,890 sqft

Building Information

Year Built2022
Garage Spaces2

Land Information

APN85065
Land UseResidential
Legal DescriptionA1149 J WEEKS, BLOCK 20, TRACT 21-25, ACRES .25
Census Tract950300
Assessed Land Value$32,020
Assessed Improvement Value$261,570
Assessment Year2025

About this property

Welcome to 310 N. Water Street in Savoy, where modern construction meets small-town charm. Built in 2022 & exceptionally well maintained, this beautiful 4-bed, 2-bath home offers a functional open-concept layout for comfortable everyday living & effortless entertaining. From the moment you step inside you'll appreciate the bright inviting living area that flows seamlessly into the kitchen & dining space. The kitchen is the heart of the home, featuring stainless appliances, a large center island with additional seating, abundant cabinetry, & a spacious pantry to keep everything organized. Whether preparing weeknight dinners or hosting holiday celebrations, this kitchen offers both style & functionality. The thoughtfully designed split floor plan provides added privacy, with the secluded primary suite serving as a relaxing retreat. The ensuite bathroom features a walk-in shower, spacious vanity, & large walk-in closet. Three additional bedrooms provide flexibility for family, guests, or a home office, while the second full bathroom is conveniently located to serve the secondary bedrooms. Outside, you'll find a beautifully maintained yard with plenty of space to enjoy outdoor activities, entertain guests, or simply relax under the Texas sky. Detached storage shed provides the perfect place to keep gardening tools & equipment, & seasonal items neatly tucked away while preserving valuable garage space. The attached 2 car garage adds even more convenience with additional parking & storage. Located in the welcoming community of Savoy, this move-in ready home offers the peace of small-town living while remaining within easy driving distance of Sherman, Bonham, and surrounding North Texas communities. If you've been searching for a newer home with quality finishes, an excellent floor plan, generous storage, and pride of ownership throughout, this property is one you won't want to miss. Schedule your private showing today and see everything this exceptional home has to offer.

Investor Tools

$193,204Estimated Mortgage Balance
$124,485Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,902 /month
Positive
Cash Flow Estimate:
$634 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$854/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,665
$293,590
2025
$32,020
$261,570
$293,590
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,665
$293,590

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Legend Bank Na
Commercial
$206,966
No
First
Dec 9, 2022
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$193,204
$121,796
38%
61%
$1,241/mo

City: Savoy