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$629,278

3102 S Oak, Austin, TX, 78704

Off MarketInfo
Beds3 Beds
Baths1 Bath
Baths967 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$413.65 / sqft
Year BuiltBuilt in 1961

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Free-Standing Range
FlooringLaminate, Tile

Exterior

Private PoolPrivate Pool
Lot Size6,347 sqft

Building Information

Year Built1961
Stories1
Roof Type105
Garage Spaces1

Land Information

APN04050806120000
Lot Number8
SubdivisionSouth Terrace Addn
Land UseResidential
Legal DescriptionLOT 8 BLK A SOUTH TERRACE ADDN
Census Tract002006
Assessed Land Value$379,981
Assessed Improvement Value$259,290
Assessment Year2025

About this property

Mid-Century Ranch lives large, nestled among the oaks in desirable 78704. This super CLEAN updated 3 bed /1 bath 967 sf home with open living/dining/kitchen has been lovingly maintained by owner. LG bedrooms. Prof designed backyard is perfect for entertaining. Just three miles from downtown Austin and minutes from everything cool on South Lamar. Walkable to shopping, bars and restaurants & neighborhood park/dog park. Great public schools (Zilker Elementary/O’Henry Middle/Travis High). Google fiber.Restrictions: Yes

Investor Tools

Property Icon
$629,278
Estimated Property Value
$0Estimated Mortgage Balance
$340,123Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,776 /month
Positive
Cash Flow Estimate:
$1,259 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,197/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,222
$629,278
2025
$379,981
$259,290
$639,271
No

Tax History

Year
Tax Paid
Assessed Value
2024
$11,222
$629,278

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Better Mortgage Corporation
Conventional
$323,500
No
First
Nov 3, 2020
Dec 2040

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$289,155
$340,123
54%
46%
$1,940/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,470/mo
$1,940/mo
+$530/mo
4.7%

Learn About the Market: Opportunity in Austin

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Explore

Austin

Austin may be the Live Music Capital of the World, but it’s also one of America’s fastest-growing innovation hubs. Fueled by tech expansion, the University of Texas, state government, and a steady influx of new residents, Austin blends startup energy with Hill Country charm.

From downtown high-rises overlooking Lady Bird Lake to booming suburbs like Round Rock and Leander, the region attracts younger professionals, entrepreneurs, and remote workers seeking opportunity with lifestyle. Austin isn’t just growing — it’s redefining what modern Texas looks like.

Explore Texas Explore This Area
Population Growth

Population Growth

~0.4%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$555,300

Unemployment Rate

Unemployment Rate

3.20%

Price Trend

Price Trend

~0.4% YoY growth

New Permits

New Permits

2,269 units

City: Austin

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