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$399,900

3114 Bay Oaks Harbor Drive, Baytown, TX, 77523

On MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,694 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$236.07 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesWater Heater, Disposal, Electric Oven, Microwave, Free-Standing Range, Dishwasher
FlooringVinyl Plank

Exterior

Exterior FeaturesBalcony, Boat Lift
Lot Size9,609 sqft

Building Information

Year Built2004
Garage Spaces2

Land Information

APN1167950100109
Lot Number109,110
SubdivisionBay Oaks Harbor Amended
Land UseResidential
Legal DescriptionLTS 109 & 110 BLK 10 BAY OAKS HARBOR AMENDED
Census Tract254700
Assessed Land Value$129,310
Assessed Improvement Value$120,619
Assessment Year2025

About this property

Waterfront living meets comfort at 3114 Bay Oaks Harbor. Positioned along the intracoastal with private water access, it offers a lifestyle that feels like a permanent getaway. Enjoy boating, fishing, entertaining, or unwinding with sunset views from your backyard. Updates include a 2024 roof, tankless water heater, dual A/C units, storm doors/windows, and recessed lighting. The kitchen features quartz countertops, a large island, and an open layout. Step outside onto the expansive 19x23 deck, outdoor soffit LED lighting, and gutters for drainage. Complete with a vinyl bulkhead, private pier, and boat lift ready for waterfront adventures. Concrete pad for boat or extra parking, 10x14 storage building, and full perimeter fencing added in 2025 for privacy. Separate utility connections create potential income-producing opportunity for RV or mobile home. Conveniently located near 99, I-10, marina and golf course. Coastal charm, modern updates, and versatility all in one!

Investor Tools

$291,857Estimated Mortgage Balance
$249,929Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,399 /month
Positive
Cash Flow Estimate:
$800 /month

Interested in this property?

Rosmery Gonzales

CB&A, Realtors- Southeast

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$104/month
$25/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$249,929
2025
$129,310
$120,619
$249,929
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$249,929

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
New American Funding
Conventional
$298,000
No
First
Mar 21, 2025
Apr 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$291,857
N/A
0%
117%
$1,787/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,307/mo
$1,812/mo
$-505/mo
6.3%

City: Baytown

3114 Bay Oaks Harbor Drive | Property Details | No Agent List