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$329,491

NAL Estimated Property Value

315 S Denny St, Howe, TX, 75459

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,483 Sq Ft
price_per_sqft$120.42 / sqft
Year BuiltBuilt in 1900

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Gas Cooktop, Refrigerator
FlooringCarpet, Ceramic Tile, Hardwood

Exterior

Lot Size35,419 sqft

Building Information

Year Built1900
Garage Spaces3

Land Information

APNH003 5911005
Lot Number7-9
SubdivisionHughes Addn
Land UseResidential
Legal DescriptionHUGHES ADDN, BLOCK 1, LOT 7 8 9
Census Tract001801
Assessed Land Value$119,445
Assessed Improvement Value$236,774
Assessment Year2025

About this property

Step Back in Time with This Historic Queen Anne Victorian on Nearly an Acre in Howe, Texas. This one-of-a-kind gem, built in the early 1900s for Dr. J.O. Matthews and later owned by Dr. Joseph Lafayette Shelley, beautifully blends timeless character with modern comforts. Nestled on a spacious lot just off of Hwy 5—now Denny Street—this charming home offers peaceful country living with city conveniences just 20 minutes from both McKinney and Sherman. The inviting wraparound front porch is the perfect spot to enjoy a sunrise coffee or take in the sunset views. Inside, you'll find hardwood flooring that flows through the living room and formal dining room, each with its own mock fireplace, adding to the charm of the room. The main level offers a primary bedroom with bath, as well as a secondary bedroom and an additional full bath. From the foyer, a staircase leads to an expansive upstairs retreat—currently configured as a large bonus room, two additional bedrooms, and full bath. The current owner previously partitioned the space to create two bedrooms upstairs. Recent upgrades by previous owners include updated electrical, plumbing, and central HVAC, while the current owner has lovingly maintained the historic details throughout. The property features a 62' x 17' metal workshop and a 26' x 18' detached garage—perfect for hobbyists, storage, or additional workspace. Don't miss this opportunity to own a piece of Howe history and enjoy a lifestyle that’s truly special.

Investor Tools

Property Icon
$329,491
Estimated Property Value
$269,623Estimated Mortgage Balance
$59,868Estimated Equity
18% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,977 /month
Positive
Cash Flow Estimate:
$659 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$539/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,821
$329,491
2025
$119,445
$236,774
$356,219
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,821
$329,491

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Zillow Home Loans Llc
Fha
$270,403
Yes
First
Mar 25, 2026
Apr 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$269,623
$59,868
18%
82%
$1,622/mo

City: Howe

315 S Denny St | Property Details | No Agent List