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$188,361

NAL Estimated Property Value

318 E Ridge Blvd, Temple, TX, 76502

Recently SoldInfo
9/28/26
Beds3 Beds
Baths2 Bath
Baths1,112 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$161.78 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Electric Water Heater, Water Heater, Some Electric Appliances, Microwave, Range
FlooringVinyl

Exterior

Exterior FeaturesCovered Patio
Lot Size13,260 sqft

Building Information

Year Built1999
Stories1
Roof Type105
Garage Spaces1

Land Information

APN197943
Lot Number4
SubdivisionEast Ridge Subdivision
Land UseResidential
Legal DescriptionEAST RIDGE SUBDIVISION, BLOCK 001, LOT 0004
Census Tract021201
Assessed Land Value$35,000
Assessed Improvement Value$153,361
Assessment Year2025

About this property

This charming 3-bedroom, 2-bath home offers a comfortable layout, easy-to-maintain living, and an oversized .307-acre lot with plenty of room to enjoy. Whether you’re a first-time homebuyer, looking to downsize, or searching for your next investment property, this home offers flexibility for a variety of needs. Step inside to a functional floor plan with NO CARPET throughout. The living area provides a comfortable place to relax or gather, while the kitchen and dining area make everyday living simple and convenient. Three bedrooms provide plenty of versatility for family, guests, a home office, or additional storage. Outside, the spacious lot gives you room to spread out and make the backyard your own. Create an entertaining area, start a garden, add a play space, or simply enjoy having more outdoor space than you typically find with a home of this size. Another unique feature of this property is the option to attend either Belton ISD or Temple ISD, providing added flexibility when it comes to school choice. Conveniently located near shopping, dining, and major roadways, this home combines simplicity, space, and versatility in one great package. Come see the possibilities this property has to offer!

Investor Tools

Property Icon
$188,361
Estimated Property Value
$83,885Estimated Mortgage Balance
$104,651Estimated Equity
58% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,130 /month
Positive
Cash Flow Estimate:
$377 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$467/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,661
$188,361
2025
$35,000
$153,361
$188,361
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,661
$188,361

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Conventional
$95,200
No
First
Jul 2, 2020
Aug 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$83,885
$118,115
58%
45%
$571/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,620/mo
$571/mo
+$1,049/mo
10.3%

City: Temple

318 E Ridge Blvd | Property Details | No Agent List