$349,280
NAL Estimated Property Value340 Spruce Dr, Kyle, TX, 78640
Off Market
Property Lead Type:
BankruptcyAbsentee OwnerHigh EquityMove-In Ready
Highlights
Interior
AppliancesDishwasher, Free Standing Range, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances
FlooringCarpet, Tile, Vinyl
Exterior
Exterior FeaturesRain Gutters
Building Information
Year Built2004
Stories2
Roof Type105
Garage Spaces2
Land Information
APNR109609
Lot Number40
SubdivisionHometown Kyle Phase 1
Land UseResidential
Legal DescriptionHOMETOWN KYLE PHASE 1, BLOCK D, LOT 40 TAX CODES:RSP,SHA,WEU,ACCD,EHA
Census Tract010905
Assessed Land Value$74,340
Assessed Improvement Value$274,940
Assessment Year2025
About this property
MOVE IN READY! Conveniently located in Hometown Kyle with culdesac lot and no rear neighbors! Neat and tidy 4 BR, 2.5 bath home with many updates and new carpet 3/2020! Spacious kitchen with stainless appliances, big gas cook stove, walk-in pantry, and ceramic tile floors and back splash! Two dining, two downstairs living areas, one is expansive w/gas jetted fireplace! Master offers huge closet, double vanities, and separate garden tub and shower! Covered back porch and sprinkler system! Verify schoolsRestrictions: Yes Sprinkler Sys:Yes
Investor Tools
$349,280
Estimated Property Value
$195,474Estimated Mortgage Balance
$154,210Estimated Equity
44% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,096 /month
Positive
Cash Flow Estimate:
$699 /month
Financing Details
Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$647/month
$75/month
5.947%
Tax Information
Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,014
$349,280
2025
$74,340
$274,940
$349,280
No
Tax History
Year
Tax Paid
Assessed Value
2024
$6,014
$349,280
Mortgage Details
Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Freedom Mortgage Corp
Fha
$220,924
Yes
First
May 11, 2020
Jun 2050
Equity Summary
Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$195,474
$153,806
44%
56%
$1,325/mo
Rental Potential
Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,630/mo
$1,400/mo
+$1,230/mo
9.0%
