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$446,550

NAL Estimated Property Value

3412 Hearthwood Cir, Waco, TX, 76708

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,775 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$129.37 / sqft
Year BuiltBuilt in 1991

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesGas Water Heater, Microwave, Other, Refrigerator
FlooringCarpet, Laminate, Tile

Exterior

Exterior FeaturesRain Gutters
Lot Size15,246 sqft

Building Information

Year Built1991
Stories1
Roof Type105
Garage Spaces2

Land Information

APN480090040140050
Lot Number14
SubdivisionChimney Hill
Land UseResidential
Legal DescriptionCHIMNEY HILL LOT 14 BLOCK 7 ACRES .35
Census Tract002800
Assessed Land Value$48,640
Assessed Improvement Value$397,910
Assessment Year2025

About this property

Nestled in the serene neighborhood of Chimney Hill, 3412 Hearthwood Cir is a well-maintained 3-bedroom, 2-bath home situated on a peaceful cul-de-sac. The home’s exterior is equally inviting, featuring a beautifully landscaped front yard with manicured shrubs and a charming walkway leading to the front door. The spacious lawn is framed by mature trees, offering shade and a picturesque setting. Inside, the open floor plan offers ample potential for customization. The kitchen is a standout with Corian countertops, a center island, tile backsplash, a gas range with a microwave vent-a-hood, dishwasher, and ample cabinet and counter space, including a breakfast bar for casual dining. Located just moments from Lake Waco, this home perfectly blends comfort, convenience, and outdoor appeal.

Investor Tools

Property Icon
$446,550
Estimated Property Value
$305,029Estimated Mortgage Balance
$141,521Estimated Equity
31% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,679 /month
Positive
Cash Flow Estimate:
$893 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,091/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,854
$446,550
2025
$48,640
$397,910
$446,550
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,854
$446,550

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Champions Lending Llc
Va
$314,381
Yes
First
Sep 27, 2024
Oct 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$305,029
$141,521
31%
68%
$1,885/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,330/mo
$1,885/mo
$-555/mo
3.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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3412 Hearthwood Cir | Property Details | No Agent List