B+

NoAgentList RatingHow are grades calculated?

7view

Owner Contacts

$550,769

NAL Estimated Property Value

3599 Susan Cir, Wharton, TX, 77488

Off Market

4 Beds

4 Bath

3,942 Sq Ft

Single Family Residence

$126.59 / sqft

Built in 1999

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 4

Bathrooms Full 4

AppliancesElectric Oven, Microwave, Gas Range, Dishwasher

FlooringCarpet, Tile

Exterior

Lot Size2.05 acres

Building Information

Year Built1999

Land Information

APN56939

Lot Number15

SubdivisionThe Orchard Sect Ii

Land UseResidential

Legal DescriptionTHE ORCHARD SECT II LOT 15

Census Tract740100

Assessed Land Value$78,052

Assessed Improvement Value$472,717

Assessment Year2025

About this property

Welcome to 3527 Susan Circle. Absolutely stunning 3900+ sqft. 4 bedroom, 3.5 bath updated showcase home nestled on 2 acres in an exclusive acreage community. Minutes from Sugar Land. The epitome of gracious country living featuring a fabulous open floor plan designed for large scale entertaining. Soaring ceilings and beautiful tile floors. Gorgeous chef’s island kitchen with ample Corian counter space, stainless appliances including a commercial grade 6 burner gas range with double ovens, builtin desk. Large breakfast area. Expansive great room with stone fireplace. Game/flex room PLUS a study. Spacious primary retreat features a sitting area with fireplace and exquisite en-suite bath with dual sinks, soaking tub and large shower. Room for a sparkling pool and to enjoy all your favorite outdoor activities. New Roof (2024) Electronic Hurricane Shades. Whole house Generac.Tranquil country living minutes from city amenities. You do not want to miss all this property has to offer!

Investor Tools

$550,769

Estimated Property Value

$438,679Estimated Mortgage Balance

$112,090Estimated Equity

20% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,305 /month

Positive

Cash Flow Estimate:

$1,102 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$508/month

$200/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$3,342

$550,769

2025

$78,052

$472,717

$550,769

Tax History

Year

Tax Paid

Assessed Value

2025

$3,342

$550,769

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Usaa Fsb

Conventional

$450,000

First

Dec 9, 2024

Jan 2055

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$438,679

$112,090

20%

80%

$2,698/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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