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Owner Contacts

$520,000

3605 Saint Croix Ave, McKinney, TX, 75071

Off Market

3 Beds

2 Bath

2,132 Sq Ft

Single Family Residence

$243.9 / sqft

Built in 2016

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Microwave, Vented Exhaust Fan

FlooringCarpet, Ceramic Tile, Simulated Wood

Exterior

Exterior FeaturesGas Grill, Rain Gutters, Lighting

Lot Size7,440 sqft

Building Information

Year Built2016

Stories1

Garage Spaces3

Land Information

APNR-10880-00I-0380-1

Lot Number38

SubdivisionErwin Farms Phase 1 (Cmc)

Land UseResidential

Legal DescriptionERWIN FARMS PHASE 1 (CMC), BLK I, LOT 38

Census Tract030307

Assessed Land Value$155,000

Assessed Improvement Value$369,484

Assessment Year2025

About this property

Look no further for the PERFECT move-in ready home! This immaculate Beazer home feels like NEW! The office just off the entry with window looking out is framed with glass french doors. The secondary bedrooms are perfectly situated for privacy & noise control. Entertaining is a breeze with the open floor plan with generous formal dining, living room & LARGE kitchen island, ready just in time for your next party! Or, turn the dining room into an entertaining room, pool room, or perfect to showcase your grand piano! The options are endless. You will NOT want to miss this garage. With convenient front entry, this garage has extra space from front to back and side to side. Got 3 cars, need extra workspace for tools or a boat, no problem! The private master suite at the rear features a great 10x10 walk in closet and a secluded built in safe. The extended back patio with cedar arbor is the perfect place to enjoy quiet Erwin Farms with every shopping and dining you'll need just minutes away.

Investor Tools

$524,484

Estimated Property Value

$405,000Estimated Mortgage Balance

$143,081Estimated Equity

23% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,147 /month

Positive

Cash Flow Estimate:

$1,049 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$991/month

$264/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$9,275

$524,484

2025

$155,000

$369,484

$524,484

Tax History

Year

Tax Paid

Assessed Value

2024

$9,275

$524,484

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Guaranteed Rate Inc

Conventional

$405,000

First

Mar 28, 2023

Apr 2053

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$381,403

$143,081

27%

73%

$2,429/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$2,700/mo

$2,693/mo

+$7/mo

6.2%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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