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$396,000

NAL Estimated Property Value

364 Sugar Creek Lane, Saginaw, TX, 76131

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,069 Sq Ft
price_per_sqft$193.33 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave

Exterior

Lot Size7,200 sqft

Building Information

Year Built2020
Garage Spaces2

Land Information

APN1606-4-23
Lot Number23
Land UseResidential
Legal DescriptionBAR C RANCH, THE (SAGINAW) BLOCK 4 LOT 23
Census Tract114109
Assessed Land Value$75,000
Assessed Improvement Value$266,000
Assessment Year2025

About this property

If you’ve been waiting for a home that feels as good as it looks—this is it. Lovingly cared for by its original owner, this meticulously maintained home combines timeless finishes with everyday functionality. Engineered hardwood floors run throughout, creating a seamless, elevated feel the moment you step inside. The open kitchen is truly the heart of the home—featuring quartz countertops, ample prep space, and a layout designed for entertaining. Picture hosting friends with the doors open on a warm spring evening or gathering with family while everything flows effortlessly from kitchen to living space. Need flexibility? A dedicated flex space gives you room to grow—perfect for a home office, home gym, or additional bedroom. Situated on an oversized premium lot in a quiet cul-de-sac, the backyard offers the kind of space that’s hard to come by. With summer just around the corner, it’s the ideal setting for outdoor entertaining, play, or simply relaxing at the end of the day. With upgraded finishes, and a layout that truly lives well, this home stands apart in both design and presence. As one of the most distinctive floorplans in the neighborhood—and among its highest offerings—this is a rare opportunity to own something that simply doesn’t come around often. Homes like this define the market—they don’t follow it.

Investor Tools

Property Icon
$396,000
Estimated Property Value
$244,426Estimated Mortgage Balance
$151,574Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,400 /month
Positive
Cash Flow Estimate:
$800 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$635/month
$440/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,645
$341,000
2025
$75,000
$266,000
$341,000
No

Tax History

Year
Tax Paid
Assessed Value
2025
$5,645
$341,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
M C Mortgage Lp
Conventional
$275,684
No
First
Jul 20, 2020
Aug 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$244,426
$151,574
38%
62%
$1,653/mo

City: Saginaw

364 Sugar Creek Lane | Property Details | No Agent List