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$396,000

NAL Estimated Property Value

3706 Mountain Oak Ln, Belton, TX, 76513

$410,818 ARVInfo
Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,300 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$152.13 / sqft
Year BuiltBuilt in 1984

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Range, Microwave
FlooringVinyl

Exterior

Lot Size16,379 sqft

Building Information

Year Built1984
Stories2
Roof Type105
Garage Spaces2

Land Information

APN45750
Lot Number2
SubdivisionEagle Point Undedicated Replat (Pt Blk 7
Land UseResidential
Legal DescriptionEAGLE POINT UNDEDICATED REPLAT (PT BLK 7), BLOCK 007, LOT 2, 3, 4, ACRES .376
Census Tract021701
Assessed Land Value$33,575
Assessed Improvement Value$80,425
Assessment Year2025

About this property

Welcome to your private retreat nestled among mature trees in the heart of Belton—where comfort, space, and opportunity come together. This spacious 4-bedroom, 2.5-bath home offers over 2,300 square feet of thoughtfully designed living space, blending character with modern updates. From the moment you arrive, you’ll notice the peaceful setting and established landscape that create a sense of privacy while still being just minutes from shopping, dining, and Lake Belton. Inside, you’ll find multiple living and dining areas ideal for both everyday living and entertaining. The layout provides flexibility for growing families, remote work, or hosting guests with ease. Large windows bring in natural light and showcase the surrounding greenery, creating a warm and inviting atmosphere throughout the home. Step outside and imagine the possibilities—whether it’s creating your own backyard oasis, hosting gatherings under the trees, or simply enjoying quiet Texas evenings. With nearly half an acre, there’s room to personalize and make it your own. This property also presents excellent potential as a short-term rental or weekend retreat, thanks to its location near the lake and peaceful setting—making it not just a home, but an opportunity.

Investor Tools

Property Icon
$396,000
Estimated Property Value
$197,372Estimated Mortgage Balance
$198,628Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$410,818
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,376 /month
Positive
Cash Flow Estimate:
$792 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$383/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,618
$114,000
2025
$33,575
$80,425
$114,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,618
$114,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
The Buckholts State Bank
Commercial
$200,000
No
First
Aug 22, 2025
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$197,372
$198,628
50%
50%
$1,200/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,360/mo
$1,200/mo
+$160/mo
4.1%

City: Belton

3706 Mountain Oak Ln | Property Details | No Agent List