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$485,000

38 OCELOT TRAIL RD., LAGUNA VISTA, TX, 78578

On MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,407 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$201.5 / sqft
Year BuiltBuilt in 2002

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 3Bathrooms 3
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Water Heater
FlooringTile

Building Information

Year Built2002
Stories1
Roof Type105
Garage Spaces2

Land Information

APN72-4700-0030-0090-00
Lot Number9
SubdivisionSpi Golf Community Phase 1
Land UseResidential
Legal DescriptionSOUTH PADRE ISLAND GOLF COMMUNITY PHASE I LOT 9 BLK 3 (CAB 1 SLOTS 1732-A&B 1733-A CCMR)
Census Tract012301
Assessed Land Value$54,500
Assessed Improvement Value$347,500
Assessment Year2025

About this property

Emerse yourself in this spacious 4 bedroom custom home in the gated SPI Golf Community overlooking the fairway. A grand entry welcomes you to an open floor plan with elevated, coffered ceilings, shelving and alcoves, stately columns and tile floors throughout. Separate master suite is large with walk-in closet, dual vanity, separate shower and spa tub. Bedroom 2 has private full bath, while bedroom 3 & 4 share a full bath. Additional bonus area can be used for formal dining, office, game room... whatever you need. This home has so much to offer, you must tour in person! Experience the outdoors in its large, private backyard or while enjoying community amenities of multiple heated swimming pools, tennis and pickleball courts. This gated community also offers exercise room, club house, on-site restaurant and 18-hole public championship golf.

Investor Tools

$199,413Estimated Mortgage Balance
$292,587Estimated Equity
59% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,952 /month
Positive
Cash Flow Estimate:
$984 /month

Interested in this property?

Therese H. Eaton

Rio Isla Realty

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$839/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,608
$402,000
2025
$54,500
$347,500
$402,000
No

Tax History

Year
Tax Paid
Assessed Value
2025
$7,608
$402,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Goldwater Bank Na
Conventional
$224,000
No
First
Sep 3, 2020
Oct 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$199,413
$292,587
59%
41%
$1,343/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: LAGUNA VISTA

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