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$1,650,000

NAL Estimated Property Value

3910 Swarthmore St, Houston, TX, 77005

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,181 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$376.93 / sqft
Year BuiltBuilt in 1987

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Double Oven, Electric Oven, Microwave, Gas Cooktop, Dishwasher
FlooringCarpet, Wood

Exterior

Lot Size5,702 sqft

Building Information

Year Built1987
Stories2
Garage Spaces2

Land Information

APN0551560000012
Lot Number12
SubdivisionCollegeview
Land UseResidential
Legal DescriptionLT 12 BLK 16 COLLEGEVIEW SEC 1
Census Tract412400
Assessed Land Value$855,000
Assessed Improvement Value$770,000
Assessment Year2025

About this property

This charming West University home is full of gorgeous upgrades and the perfect balance of luxury living and entertaining. The home features a fabulous floorplan with oversized living areas and an abundance of natural light. A gorgeous kitchen overlooking the living area features honed granite countertops, butcher block island, gas cooktop, double ovens, and a breakfast area. The second floor features a large, luxurious primary suite featuring a renovated primary bath complete with quartz countertops, seamless glass shower, standing tub, double sinks, and two walk-in closets. Upgrades include all bathrooms renovated in 2019, new roof 2019, new composite double-paned windows throughout home 2019, refinished hardwoods on first floor 2019, installed new carpet on second floor 2019, and kitchen remodeled by the previous seller. Plus walking distance to West U Elementary, Tiny Boxwoods, and Huffington Park.

Investor Tools

Property Icon
$1,650,000
Estimated Property Value
$956,978Estimated Mortgage Balance
$693,022Estimated Equity
44% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$9,900 /month
Positive
Cash Flow Estimate:
$3,300 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$2,353/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$19,989
$1,625,000
2025
$855,000
$770,000
$1,625,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$19,989
$1,625,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texas Loan Star Inc
Conventional
$1,056,000
No
First
Jun 14, 2021
Jul 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$956,978
$754,022
44%
58%
$6,332/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,340/mo
$6,332/mo
$-2,992/mo
2.4%

Learn About the Market: Opportunity in Houston

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Explore

Houston

Houston is one of the most economically diverse metros in the country — and one of its most globally connected. Known as the Energy Capital of the World, the city also anchors the Texas Medical Center, a massive port, and a thriving aerospace presence tied to NASA’s Johnson Space Center.

From refinery corridors to world-class hospitals, from international trade routes to master-planned suburbs like The Woodlands and Katy, Houston’s economy runs deep and wide. It’s a city built on industry, immigration, and resilience — with housing markets as varied as its population.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.2%

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$261,700

Unemployment Rate

Unemployment Rate

4.10%

Price Trend

Price Trend

~2–4% YoY growth

New Permits

New Permits

~6,800 units

City: Houston

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3910 Swarthmore St | Property Details | No Agent List