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$252,946

NAL Estimated Property Value

401 Kayla St, Troy, TX, 76579

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,644 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$147.2 / sqft
Year BuiltBuilt in 2016

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Oven, Water Heater, Microwave
FlooringCarpet, Vinyl

Exterior

Lot Size8,925 sqft

Building Information

Year Built2016
Stories1
Garage Spaces2

Land Information

APN394763
Lot Number10
SubdivisionFive And One Addition
Land UseResidential
Legal DescriptionFIVE AND ONE ADDITION, BLOCK 007, LOT 0010
Census Tract020102
Assessed Land Value$38,000
Assessed Improvement Value$224,624
Assessment Year2025

About this property

Looking for a place that’s move-in ready, easy to love, and close to everything Central Texas has to offer? This 3 bedrooms, 2-bathroom home in Troy is the perfect fit! Built in 2016 and lovingly maintained by its one and only owner, it blends modern comfort with small-town charm. Step inside to an open and airy layout where the kitchen, dining, and living spaces flow together—ideal for everyday living and weekend get-togethers. The living room is already wired for surround sound, so your movie nights are covered! Granite countertops, a new roof and fresh paint throughout make this home as practical as it is pretty. The private primary suite is your retreat, complete with double sinks, a soaking tub, and a separate shower. With a split floorplan, everyone gets their own space. Best part? No HOA—just freedom to enjoy your home the way you like. Plus, you’re close to I35 and just a quick drive to Temple, Belton, or Waco, making commuting a breeze.

Investor Tools

Property Icon
$252,946
Estimated Property Value
$188,654Estimated Mortgage Balance
$64,292Estimated Equity
25% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,518 /month
Positive
Cash Flow Estimate:
$506 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$360/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,061
$252,946
2025
$38,000
$224,624
$262,624
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,061
$252,946

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Heartland Bank & Trust Co
Unknown
$189,200
No
First
Mar 2, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$188,654
$64,292
25%
75%
$1,135/mo

City: Troy

401 Kayla St | Property Details | No Agent List