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$388,188

NAL Estimated Property Value

404 Ridge Oak Dr, Georgetown, TX, 78628

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,048 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$207.52 / sqft
Year BuiltBuilt in 1980

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Exhaust Fan, Gas Cooktop, Refrigerator
FlooringCarpet, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Yard

Building Information

Year Built1980
Stories1
Garage Spaces2

Land Information

APNR-20-9450-0000-0078
Lot Number20
SubdivisionSan Gabriel Heights
Land UseResidential
Legal DescriptionSAN GABRIEL HEIGHTS SEC 5, BLOCK C, LOT 20
Census Tract020123
Assessed Land Value$80,000
Assessed Improvement Value$308,188
Assessment Year2025

About this property

Welcome to 404 Ridge Oak Dr. where design & comfort meet in this custom-built home. This finely crafted home boasts a spacious & thoughtfully designed floor plan, ideal for enjoying daily living & entertaining. As you step onto the property, you're greeted by the presence of two towering oak trees offering beauty and shade. Inside, you're greeted by the warmth of a beautiful stone exterior, a testament to the quality & craftsmanship of this home. With three bedrooms & two full baths, including a generous primary bedroom with an en-suite bath featuring dual closets & vanities, this home offers comfort & convenience for its lucky occupants. The heart of the home is the expansive living area, characterized by a beautiful, built-in gas fireplace & centered around the crafted, built-in bookshelves creating a cozy ambiance for gatherings with family & friends. The open-concept flows seamlessly into the dining area & kitchen, making it ideal for hosting memorable moments & celebrations. The number of updated windows throughout the home illuminate the interior creating a warm & inviting ambiance leaving you feeling truly "at-home". The MIL plan ensures privacy & tranquility, with secondary bedrooms situated off the hallway, each boasting natural light & closet space. A separate utility room includes cabinets above the washer/dryer creating functionality & convenience. Outside, the charm continues with a large patio, perfect for dining and entertaining. The backyard is enclosed by a beautiful wrought iron fence, offering both security & aesthetic appeal. An additional storage shed provides extra space for storing tools & outdoor equipment. Recent updates include a brand new roof (January 2024). Immaculately maintained & meticulously cared for by the original owners, this home exudes pride of ownership & is truly in pristine condition. Experience the epitome of ample living in Georgetown, TX, at 404 Ridge Oak Dr. Don't miss your chance to call this stunning property home!

Investor Tools

Property Icon
$388,188
Estimated Property Value
$360,078Estimated Mortgage Balance
$28,110Estimated Equity
7% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,550 /month
Positive
Cash Flow Estimate:
$850 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$252/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,088
$388,188
2025
$80,000
$308,188
$388,188
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,088
$388,188

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
University Fcu
Conventional
$373,500
No
First
May 3, 2024
Jun 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$360,078
$28,110
7%
93%
$2,240/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Georgetown

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404 Ridge Oak Dr | Property Details | No Agent List