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$415,000

NAL Estimated Property Value

4102 Spencer St Unit A, Houston, TX, 77007

Off MarketInfo
Beds3 Beds
Baths4 Bath
Baths1,990 Sq Ft
price_per_sqft$175.83 / sqft
Year BuiltBuilt in 2005

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Bathrooms Half 1Bathrooms Half 1
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Convection Oven, Electric Oven, Microwave, Gas Cooktop, Dryer, Refrigerator, Washer, Dishwasher, Washer/Dryer, Cooktop
FlooringTile, Wood

Exterior

Exterior FeaturesBalcony
Lot Size1,573 sqft

Building Information

Year Built2005
Garage Spaces2

Land Information

APN1264120010006
Lot Number6
SubdivisionUpper West End
Land UseResidential
Legal DescriptionLT 6 BLK 1 UPPER WEST END SEC 11
Census Tract510601
Assessed Land Value$133,620
Assessed Improvement Value$245,369
Assessment Year2025

About this property

Distinctive Contemporary end unit townhome with 3 outdoor spaces in a small gated community in the highly desirable Rice Military area nestled between Memorial Park and Downtown. Modern finishes and updates include dark ebony oak floors throughout, soaring ceilings, expansive open concept floor plan, new LED lighting, gourmet kitchen with maple cabinets, granite countertops, glass tile backsplash, SS appliances, gas cooktop, and breakfast bar. The primary bedroom retreat boast a renovated bath with whirlpool jetted tub, frameless shower, floating contemporary vanity with dual sinks, and front-lighted LED mirrors. You will love the maintenance free outdoor space with artificial turf and custom cedar fence, balcony access off the living and primary bedroom extending the your living space, and private 2 car garage with no HOA dues! This is urban living at its best close to shopping, restaurants, bike trails, and parks with convenient access to the Heights, Downtown, and the Galleria.

Investor Tools

Property Icon
$415,000
Estimated Property Value
$287,871Estimated Mortgage Balance
$127,129Estimated Equity
30% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,490 /month
Positive
Cash Flow Estimate:
$830 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$585/month
$15/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,948
$378,989
2025
$133,620
$245,369
$378,989
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,948
$378,989

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Hometrust Mortgage Co
Fha
$324,022
Yes
First
Aug 31, 2020
Sep 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$287,871
$127,129
30%
69%
$1,943/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,580/mo
$1,958/mo
+$622/mo
7.5%

City: Houston

4102 Spencer St Unit A | Property Details | No Agent List