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$154,000

NAL Estimated Property Value

4108 Payne Cir, El Paso, TX, 79930

$183,971 ARVInfo
Off MarketInfo
Beds3 Beds
Baths1 Bath
Baths1,014 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$1.38 / sqft
Year BuiltBuilt in 1950

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
Heating Space/SuspendedHeating Space/Suspended
CoolingCooling
AppliancesBuilt-In Gas Oven, Double Oven, Dryer, Exhaust Fan, Washer
FlooringTile

Exterior

Lot Size6,138 sqft

Building Information

Year Built1950
Stories1
Roof Type105
Garage Spaces1

Land Information

APND539-999-0010-4900
SubdivisionDichiara
Land UseResidential
Legal Description1 DICHIARA W PT OF 48 (70 FT ON PAYNE- 25.23 FT & 48.1 FT ON E- 77 FT ON S- 95 FT ON W) (6138 SQ FT)
Census Tract000901
Assessed Land Value$26,779
Assessed Improvement Value$114,753
Assessment Year2025

About this property

Remodeled home right off highway 54. Across from Ft. Bliss and 6 min from University Medical Center. This home has tile floors throughout with stainless steel appliances a double oven and washer/dryer, quartz countertops. Everything in this home is new.

Investor Tools

Property Icon
$154,000
Estimated Property Value
$55,061Estimated Mortgage Balance
$98,939Estimated Equity
64% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$183,971
Rent-to-Value Ratio: 0.72%
Rent Estimate
$924 /month
Positive
Cash Flow Estimate:
$308 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$341/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,319
$141,532
2025
$26,779
$114,753
$141,532
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,319
$141,532

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cadence Lending Group Inc
Conventional
$61,600
No
First
Nov 9, 2020
Dec 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$55,061
$98,939
64%
36%
$370/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,361/mo
$370/mo
+$991/mo
10.6%

Learn About the Market: Opportunity in El Paso

Local Market Pages
Local Market Pages 2Local Market Pages 3

Explore

El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

Explore Texas Explore This Area
Population Growth

Population Growth

0.6%

Net Migration

Net Migration

Stable

Median Home Price

Median Home Price

$184,500

Unemployment Rate

Unemployment Rate

4.0%

Price Trend

Price Trend

+1.6% YoY

New Permits

New Permits

Dynamic Permit Feed

City: El Paso

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4108 Payne Cir | Property Details | No Agent List