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$295,000

420 Copper Ridge Loop, Temple, TX, 76502

PendingInfo
Beds4 Beds
Baths2 Bath
Baths1,712 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$172.31 / sqft
Year BuiltBuilt in 2014

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Half 2Bathrooms Half 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range, Microwave, Oven, Refrigerator
FlooringCarpet, Ceramic Tile, Wood

Exterior

Lot Size7,261 sqft

Building Information

Year Built2014
Stories1
Garage Spaces2

Land Information

APN363150
Lot Number5
SubdivisionHills Of Westwood Phase Ii
Land UseResidential
Legal DescriptionHILLS OF WESTWOOD PHASE II, BLOCK 001, LOT 0005
Census Tract020301
Assessed Land Value$36,000
Assessed Improvement Value$265,206
Assessment Year2025

About this property

VA Loan Assumption Available with 2.25% Rate! Gorgeous home in the highly sought-after Hills of Westwood gated community. This home is nestled in a private gated addition known as the Vistas within the gated community. Featuring a spacious semi-open floorplan, this home offers an ideal blend of comfort, style, and functionality in the perfect location! Bright and open, the home seamlessly flows between the kitchen, dining, and living areas all the way out to the covered patio with an extension of a pergola which is ideal for both entertaining or just relaxing. The generous master suite includes an en-suite bathroom with dual vanities, a soaking tub, and a walk-in shower and a large walk-in closet. The secure gated community offers peace of mind and a sense of exclusivity, conveniently located in West Temple near all of the amenities. Don’t miss the chance to make this beautiful property your own!

Investor Tools

$177,260Estimated Mortgage Balance
$123,946Estimated Equity
41% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,807 /month
Positive
Cash Flow Estimate:
$602 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$697/month
$220/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,853
$301,206
2025
$36,000
$265,206
$301,206
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,853
$301,206

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Planet Home Lending Llc
Unknown
$179,620
No
First
Aug 28, 2025
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$177,260
$123,946
41%
59%
$1,077/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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420 Copper Ridge Loop | Property Details | No Agent List