$392,000
NAL Estimated Property Value4202 Spencer St, Houston, TX, 77007
Off Market
Property Lead Type:
Absentee OwnerHigh Equity
Highlights
Interior
AppliancesMicrowave, Gas Cooktop, Dryer, Refrigerator, Washer, Dishwasher
Exterior
Lot Size1,734 sqft
Building Information
Year Built2006
Garage Spaces1
Land Information
APN1274950010006
Lot Number6
SubdivisionUpper West End
Land UseResidential
Legal DescriptionLT 6 BLK 1 UPPER WEST END SEC 8
Census Tract510601
Assessed Land Value$147,220
Assessed Improvement Value$230,089
Assessment Year2025
About this property
This well-maintained 2-bedroom, 2.5-bath townhome is tucked away in a quiet, desirable neighborhood just minutes from The Heights, Montrose, and Memorial. Enjoy the best of inner-city living with easy access to top restaurants, shops, and parks. The home features spacious living areas, a private 2-car garage, and comes fully equipped with appliances, including a washer and dryer. A perfect blend of comfort, convenience, and location. Come see it today!
Investor Tools
$392,000
Estimated Property Value
$233,807Estimated Mortgage Balance
$158,193Estimated Equity
42% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,352 /month
Positive
Cash Flow Estimate:
$784 /month
Financing Details
Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$611/month
No HOA
5.947%
Tax Information
Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,372
$377,309
2025
$147,220
$230,089
$377,309
No
Tax History
Year
Tax Paid
Assessed Value
2024
$5,372
$377,309
Mortgage Details
Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Caliber Home Loans Inc
Conventional
$258,000
No
First
Jun 1, 2021
Jul 2051
Equity Summary
Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$233,807
$171,193
42%
60%
$1,547/mo
Rental Potential
Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,960/mo
$1,547/mo
+$413/mo
6.0%
