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$290,000

NAL Estimated Property Value

4315 S Congress Ave # 433, Austin, TX, 78745

Off MarketInfo
Beds1 Beds
Baths1 Bath
Baths761 Sq Ft
Condos / TownhousesCondos / Townhouses
price_per_sqft$2.76 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 1Bedrooms 1
Bathrooms Full 1Bathrooms Full 1
HeatingHeating
CoolingCooling

Exterior

Lot Size344 sqft

Building Information

Year Built2023
Stories1

Land Information

APN04120411130000
SubdivisionCongress Lofts Condominiums
Land UseCondominiums
Legal DescriptionCONGRESS LOFTS CONDOMINIUMS UNT 433 PLUS 0.5733 % INT IN COM AREA
Census Tract002403
Assessed Land Value$15,444
Assessed Improvement Value$127,825
Assessment Year2025

About this property

This brand-new fourth-floor one-bedroom home at Congress Lofts combines style, energy, and skyline views in one bright modern space. Wide plank hardwood floors run throughout, and the kitchen stands out with sleek quartz countertops, minimalist cabinetry, and stainless steel appliances. Black framed windows fill the home with natural light and open to a private balcony overlooking downtown Austin. The bedroom suite feels spacious and polished, featuring a walk-in closet with custom-built-ins and a spa-style bath with quartz counters, a dual vanity, and a seamless glass shower. Congress Lofts offers residents a vibrant mix of amenities, including a resident lounge, game room, pool deck with grilling stations, and seating for gatherings. Located in the St. Elmo District, one of Austin’s fastest-growing creative hubs, you’ll be surrounded by local favorites like Spokesman Coffee, St. Elmo Brewing, Still Austin, and The Austin Winery. Just minutes from South Congress and a quick drive downtown, this address blends convenience, character, and community. One reserved parking space is included.

Investor Tools

Property Icon
$290,000
Estimated Property Value
$352,537Estimated Mortgage Balance
$290,000Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,740 /month
Positive
Cash Flow Estimate:
$580 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$254/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,601
$143,269
2025
$15,444
$127,825
$143,269
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,601
$143,269

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Bradesco Bac Florida Bank
Conventional
$353,500
No
First
Jan 27, 2026
Feb 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$352,537
N/A
0%
122%
$2,235/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,460/mo
$2,235/mo
$-775/mo
6.0%

City: Austin

4315 S Congress Ave # 433 | Property Details | No Agent List