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$265,685

NAL Estimated Property Value

4401 Cactus Trl, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,924 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$129.94 / sqft
Year BuiltBuilt in 1983

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Cooktop, Cooktop
FlooringTile, Vinyl

Building Information

Year Built1983
Stories1
Roof Type105
Garage Spaces2

Land Information

APN78662
Lot Number12
SubdivisionCanyon Creek Phase Ii
Land UseResidential
Legal DescriptionCANYON CREEK PHASE II, BLOCK 006, LOT 0012, (65' X 105') (65' X 105')
Census Tract021301
Assessed Land Value$40,000
Assessed Improvement Value$225,685
Assessment Year2025

About this property

Welcome to this beautifully updated 4-bedroom, 2-bathroom home located in the desirable Canyon Creek neighborhood of Temple, Texas. This prime location offers convenient access to Baylor Scott & White Medical Center, Temple Mall, and nearby parks such as Terrace Gardens Park and Silverstone Park, which offer excellent outdoor activities. As you step inside, you'll be greeted by a spacious living room featuring brand-new flooring, large windows that flood the space with natural light, a cozy fireplace, and soaring high ceilings. The living area seamlessly flows into the fully renovated kitchen, which boasts granite countertops, a generous island, modern fixtures, and an adjacent dining area—perfect for both everyday meals and entertaining. The main floor includes the updated master bedroom, offering a serene retreat with its stylishly remodeled en-suite bathroom. This bathroom features a new vanity, contemporary mirror, and a sleek shower/tub combination. An additional bedroom on the main level provides flexibility for guests or a home office. No HOA! Experience the perfect blend of modern updates and convenient location in this Canyon Creek gem.

Investor Tools

Property Icon
$265,685
Estimated Property Value
$461,970Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,594 /month
Positive
Cash Flow Estimate:
$531 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$635/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,293
$265,685
2025
$40,000
$225,685
$265,685
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,293
$265,685

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Movement Mortgage
Conventional
$235,125
No
First
May 14, 2025
Jun 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$461,970
N/A
0%
174%
$2,820/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,620/mo
$2,820/mo
$-1,200/mo
7.3%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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4401 Cactus Trl | Property Details | No Agent List