$1,387,121
NAL Estimated Property Value4648 Spruce St, Bellaire, TX, 77401
Off Market
Property Lead Type:
Absentee OwnerHigh Equity
Highlights
Interior
AppliancesDisposal, Ice Maker, Double Oven, Microwave, Gas Cooktop, Dishwasher, Dryer, Refrigerator, Washer
FlooringCarpet, Wood
Exterior
Lot Size8,102 sqft
Building Information
Year Built2005
Garage Spaces2
Land Information
APN0751950000007
Lot Number7
SubdivisionSpruce Lane Place
Land UseResidential
Legal DescriptionLT 7 SPRUCE LANE PLACE
Census Tract412700
Assessed Land Value$446,400
Assessed Improvement Value$940,721
Assessment Year2025
About this property
Lots of upgrades in this modern 4 bedroom 3 and a half bathrooms residence with great location, Wine lovers will fall in love with its unique 1,000 bottle cooled wine cellar and can relax it the quiet back yard oasis with heated swimming pool, Jacuzzi and summer kitchen. Ready to move in
Investor Tools
$1,387,121
Estimated Property Value
$690,929Estimated Mortgage Balance
$697,356Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$8,323 /month
Positive
Cash Flow Estimate:
$2,774 /month
Financing Details
Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$2,760/month
No HOA
5.947%
Tax Information
Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$26,184
$1,387,121
2025
$446,400
$940,721
$1,387,121
No
Tax History
Year
Tax Paid
Assessed Value
2024
$26,184
$1,387,121
Mortgage Details
Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Home Mortgage Alliance Corp
Conventional
$726,200
No
First
Aug 4, 2023
Sep 2053
Equity Summary
Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$690,929
$696,192
50%
50%
$4,354/mo
Rental Potential
Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,340/mo
$4,354/mo
$-1,014/mo
2.9%
