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$194,000

NAL Estimated Property Value

4802 Stone Ridge Dr, Temple, TX, 76502

Recently SoldInfo
8/10/26
Beds4 Beds
Baths2 Bath
Baths1,380 Sq Ft
price_per_sqft$129.71 / sqft
Year BuiltBuilt in 1986

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Gas Range, Gas Water Heater, Refrigerator, Some Gas Appliances, Microwave
FlooringLaminate, Tile

Exterior

Exterior FeaturesDeck
Lot Size4,326 sqft

Building Information

Year Built1986
Stories1
Roof Type105
Garage Spaces1

Land Information

APN131089
Lot Number5
SubdivisionStone Ridge Phase I
Land UseResidential
Legal DescriptionSTONE RIDGE PHASE I, BLOCK 001, LOT 0005
Census Tract021304
Assessed Land Value$26,250
Assessed Improvement Value$159,009
Assessment Year2025

About this property

Located in Temple's very convenient Stone Ridge neighborhood. As you walk into this open concept the living room has a wood burning fireplace, laminate wood flooring and Phillips Hue Smart Things lighting. The kitchen has Samsung appliances including a wifi refrigerator, gas stove, & built-in microwave. The master bath has a generous sized walk in shower with upgraded fixtures throughout. The 4th bedroom can also function well as a home office just off the family room. Approximately 11 years ago this home had a completely new HVAC (Carrier Infinity 16.7 Seer) including inside and outside units, new wifi thermostat, new duct work, and spray-in radiant barrier in the attic. August 2025 a new roof and gutters were installed as well as a new gas hot water heater. Close to shopping, restaurants, local schools, hospitals, and not far from I-35, this home has so much to​​‌​​​​‌​‌​​​‌​‌​​‌‌‌​​‌ offer!

Investor Tools

Property Icon
$194,000
Estimated Property Value
$96,526Estimated Mortgage Balance
$97,715Estimated Equity
50% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,164 /month
Positive
Cash Flow Estimate:
$388 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$291/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,526
$185,259
2025
$26,250
$159,009
$185,259
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,526
$185,259

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Phh Home Loans Llc
Fha
$117,826
Yes
First
Oct 19, 2017
Nov 2047

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$96,526
$99,474
50%
50%
$707/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,940/mo
$707/mo
+$1,233/mo
12.0%

City: Temple

4802 Stone Ridge Dr | Property Details | No Agent List