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$643,000

NAL Estimated Property Value

4805 Midoak Cir, Austin, TX, 78749

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,166 Sq Ft
price_per_sqft$288.55 / sqft
Year BuiltBuilt in 1977

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Free Standing Gas Range, Disposal, Gas Oven, Gas Water Heater, Stainless Steel Appliances
FlooringCarpet Free, Vinyl, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Yard
Lot Size12,685 sqft

Building Information

Year Built1977
Stories1
Roof Type127
Garage Spaces2

Land Information

APN04122804090000
Lot Number9
SubdivisionSmiths J W Western Oaks I-A
Land UseResidential
Legal DescriptionLOT 9 BLK C SMITHS J W WESTERN OAKS I-A
Census Tract031200
Assessed Land Value$262,166
Assessed Improvement Value$370,084
Assessment Year2025

About this property

Tucked at the end of a cul-de-sac in Western Oaks, this single-story home sits on an oversized lot and has been thoughtfully transformed inside and out. The setting feels peaceful and private, backing to a community church with no rear neighbor, while the large yard offers the kind of space that is getting harder to find in South Austin. Inside, the home feels fresh, modern, and bright, with wood-look vinyl flooring throughout, fresh interior paint, and a rare 4-bedroom layout that gives everyone space. The main living area opens to the kitchen and casual dining area, creating a comfortable everyday hub for slow breakfasts, homework at the counter, quick dinners, or the usual controlled chaos of a busy week. A second dining area adds flexibility for hosting or working from home. Recent improvements include a roof replacement (3/2026), fresh exterior paint, updated electrical plugs and switches, new cabinet and interior door hardware, new exterior door hardware, a water heater, reverse osmosis water filtration at the sink and refrigerator, a 6-station sprinkler system, and a recently replaced backyard fence. Out back, 2-covered patios and a huge stretch of usable space leave room for grilling, gardening, play, pets, parties, or simply enjoying the shade and quiet. Western Oaks is one of those established South Austin neighborhoods people tend to stay in for a reason. Wide streets, mature trees, bikes, strollers, friendly neighbors, and community traditions give it a true neighborhood feel. Residents enjoy 5-tennis courts, 2-pickleball courts, a pool, playground, and walk/bike trails, plus events like the Halloween parade, Fourth of July celebration, and movies in the park. Whole Foods, HEB, Costco, Arbor Trails, and the Violet Crown Trail are all nearby, with shopping, dining, and major routes just minutes away. This home brings together a quiet cul-de-sac setting, a big usable lot, meaningful updates, and a neighborhood lifestyle that feels easy from day one.

Investor Tools

Property Icon
$643,000
Estimated Property Value
$464,157Estimated Mortgage Balance
$178,843Estimated Equity
27% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,858 /month
Positive
Cash Flow Estimate:
$1,286 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,103/month
$71/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,026
$632,250
2025
$262,166
$370,084
$632,250
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,026
$632,250

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Flagstar Bank Fsb
Conventional
$499,000
No
First
Aug 12, 2022
Sep 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$464,157
$178,843
27%
72%
$2,992/mo

City: Austin

4805 Midoak Cir | Property Details | No Agent List