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$226,000

NAL Estimated Property Value

4812 Water Oak Dr, Killeen, TX, 76542

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,544 Sq Ft
price_per_sqft$145.73 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

Absentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Half 2Bathrooms Half 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDishwasher, Oven, Refrigerator, Water Heater, Microwave
FlooringCarpet, Tile, Vinyl

Building Information

Year Built2003
Stories1
Roof Type105
Garage Spaces1

Land Information

APN168894
Lot Number39
SubdivisionOak Valley Subdivision Phase Seven
Land UseResidential
Legal DescriptionOAK VALLEY SUBDIVISION PHASE SEVEN, BLOCK 007, LOT 0039
Census Tract022407
Assessed Land Value$38,000
Assessed Improvement Value$184,142
Assessment Year2025

About this property

**Charming 3-Bed, 2-Bath Home with Modern Upgrades - Perfect Starter Home!** Welcome to 4812 Water Oak in Killeen! This beautifully updated 3-bedroom, 2-bath home is perfect for first-time buyers or anyone looking for a move-in ready space. The open floor plan offers a seamless flow between the living, dining, and kitchen areas, making it ideal for entertaining or everyday living. You'll enjoy peace of mind with several recent upgrades, including **BRNAD-NEW WINDOWS (2022)**, a **NEW HVAC SYSTEM (SEP. 2023)**, and a **NEW WATER HEATER (FEB.2023)** all major improvements that add comfort and efficiency to the home. The spacious bedrooms, ample natural light, and easy-to-maintain finishes make this home a standout in the neighborhood! DON'T MISS THE VIRTUAL TOUR!! With its prime location, modern updates, and welcoming layout, this is truly a gem. Don’t miss out on the opportunity to make 4812 Water Oak your new home!

Investor Tools

Property Icon
$226,000
Estimated Property Value
$178,651Estimated Mortgage Balance
$47,349Estimated Equity
20% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,356 /month
Positive
Cash Flow Estimate:
$452 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$363/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,221
$222,142
2025
$38,000
$184,142
$222,142
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,221
$222,142

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Va
$196,006
Yes
First
Sep 2, 2021
Oct 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$178,651
$47,349
20%
79%
$1,176/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Killeen

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4812 Water Oak Dr | Property Details | No Agent List