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$233,880

NAL Estimated Property Value

4905 J I Bruce Dr, Temple, TX, 76502

$234,846 ARVInfo
Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,443 Sq Ft
price_per_sqft$164.59 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Water Heater, Disposal, Some Electric Appliances, Range
FlooringTile, Vinyl

Exterior

Exterior FeaturesNone
Lot Size5,859 sqft

Building Information

Year Built1999
Stories1
Roof Type105
Garage Spaces2

Land Information

APN171494
Lot Number5
SubdivisionThe Commons Of Waterford Park
Land UseResidential
Legal DescriptionTHE COMMONS OF WATERFORD PARK, BLOCK 001, LOT 0005
Census Tract021301
Assessed Land Value$42,000
Assessed Improvement Value$191,880
Assessment Year2025

About this property

Hey there! So, let me tell you about this awesome starter home at J I Bruce in Temple. It's a cozy little spot that's perfect for someone just starting out on their homeownership journey. Located in a quiet neighborhood, this place has everything you need to make it your own. With three bedrooms and two bathrooms, there's plenty of space to spread out. The open floor plan makes it easy to entertain friends and family, while the backyard is great for relaxing on those warm Texas evenings. Plus, being in Temple means you're close to all the amenities and attractions the city has to offer. Trust me, this starter home is definitely one worth checking out!

Investor Tools

Property Icon
$233,880
Estimated Property Value
$452,638Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$234,845
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,425 /month
Positive
Cash Flow Estimate:
$475 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$588/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,891
$233,880
2025
$42,000
$191,880
$233,880
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,891
$233,880

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Texell Cu
Conventional
$230,375
No
First
May 28, 2025
Jun 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$452,638
N/A
0%
194%
$2,764/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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