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$295,000

4912 S Pea Ridge Road, Temple, TX, 76502

$354,658 ARVInfo
On MarketInfo
CommercialInfo
Beds— Beds
Baths2 Bath
Baths2,366 Sq Ft
OfficeOffice
price_per_sqft$124.68 / sqft
Year BuiltBuilt in 1973

Highlights

Interior

Bedrooms —Bedrooms —
Bathrooms Full 1.75Bathrooms Full 1.75
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
FlooringCombination, Ceramic Tile, Vinyl

Exterior

Lot Size20,212 sqft

Building Information

Year Built1973
Stories1
Roof Type105

Land Information

APN43079
SubdivisionN Chance
Land UseResidential
Legal DescriptionA0005BC N CHANCE, ACRES .464
Census Tract020301
Assessed Land Value$22,836
Assessed Improvement Value$157,164
Assessment Year2025

About this property

Owner financing available. Super busy street. Super low tax rate area. Zero HOA, Zero City taxes. Center of all amenities for Temple and Belton. Recent shingles, HVAC, Hot water heater. Spacious and inviting 4 bedroom 2 bath home situated on nearly half an acre corner lot in the highly sought after Belton ISD. No HOA. This well maintained property offers flexible living with a potential 4th bedroom that could also serve as a second living area, home office or game room. Enjoy the openness of the large corner lot with plenty room for additional parking, outdoor activities and gardening. Inside you will find a comfortable layout with great natural light and ample space for everyday family living. Conveniently located with easy access to local amenities and I35. This home combines space, functionality and location. Super Low property tax rate area. Possible owner financing .

Investor Tools

$35,724Estimated Mortgage Balance
$320,276Estimated Equity
89% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$354,657
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,136 /month
Positive
Cash Flow Estimate:
$712 /month

Interested in this property?

Jimmy Ashby

Ashby Real Estate Group

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$360/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,545
$180,000
2025
$22,836
$157,164
$180,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,545
$180,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Citimortgage Inc
Conventional
$57,730
No
First
Jul 22, 2010
Aug 2025

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$35,724
$320,276
89%
10%
$0/mo

City: Temple